Bank · FDIC insured
Northview Bank CD Rates
Northview Bank’s best CD rate is 3.70% APY on an 11-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Northview Bank’s CD rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Northview Bank has the most branches. $10,000, best rate first.
This bank’s best
Northview Bank
3.55%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $325
11 Month Special Certificate of Deposit
Top rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Northview Bank CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo3.39%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo2.78%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northview Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
11 Month Special Certificate of Deposit
3.55%APY · 1 term
Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 11 months | 3.55% | 3.70% | 3.70% | 3.70% | 3.55%3.70% $11k–$52k3.70% $52k–$96k3.70% from $96k | $325 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
182 Day Certificate of Deposit
3.39%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 monthsA penalty may be imposed for early withdrawal | 3.39% | 3.55% | 3.55% | 3.55% | 3.39%3.55% $11k–$52k3.55% $52k–$96k3.55% from $96k | $168 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
12 Month Certificate of Deposit
3.25%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 monthsA penalty may be imposed for early withdrawal | 3.25% | 3.39% | 3.39% | 3.39% | 3.25%3.39% $11k–$52k3.39% $52k–$96k3.39% from $96k | $325 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
18 Month Certificate of Deposit
3.03%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 18 monthsA penalty may be imposed for early withdrawal | 3.03% | 3.29% | 3.29% | 3.29% | 3.03%3.29% $11k–$52k3.29% $52k–$96k3.29% from $96k | $458 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
24 Month Certificate of Deposit
3.03%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 24 monthsA penalty may be imposed for early withdrawal | 3.03% | 3.29% | 3.29% | 3.03%3.29% $52k–$96k3.29% from $96k | $615 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
30 Month Certificate of Deposit
3.03%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 30 monthsA penalty may be imposed for early withdrawal | 3.03% | 3.29% | 3.29% | 3.29% | 3.03%3.29% $11k–$52k3.29% $52k–$96k3.29% from $96k | $775 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
36 Month Certificate of Deposit
2.78%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 36 monthsA penalty may be imposed for early withdrawal | 2.78% | 3.03% | 3.03% | 3.03% | 2.78%3.03% $11k–$52k3.03% $52k–$96k3.03% from $96k | $857 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
48 Month Certificate of Deposit
2.78%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 48 monthsA penalty may be imposed for early withdrawal | 2.78% | 3.03% | 3.03% | 3.03% | 2.78%3.03% $11k–$52k3.03% $52k–$96k3.03% from $96k | $1,159 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
91 Day Certificate of Deposit
1.76%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsA penalty may be imposed for early withdrawal | 1.76% | 2.02% | 2.02% | 2.02% | 1.76%2.02% $11k–$52k2.02% $52k–$96k2.02% from $96k | $44 |
Sources (1)
- northviewbank.com/wp-content/u…s/2026/04/Rate-Sheet.pdf · captured Oct 16, 2026
Special-purpose accounts
IRA 48 Month Variable Certificate of Deposit
4.58%APY · 1 term
A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Daily balance method.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 48 monthsA penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening | 4.58% | $1,962 |
Sources (1)
- northviewbank.com/wp-content/u…6/09/IRA-Rate-Sheet1.pdf · captured Oct 16, 2026
IRA 30 Month Fixed Certificate of Deposit
3.29%APY · 1 term
A penalty may be imposed for early withdrawal. Daily balance method.
| Term | APY · $1,000 – $11,000 | APY · $11,000 – $52,000 | APY · $52,000 – $96,000 | APY · $96,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 30 monthsA penalty may be imposed for early withdrawal | 3.29% | 3.55% | 3.55% | 3.55% | 3.29%3.55% $11k–$52k3.55% $52k–$96k3.55% from $96k | $843 |
Sources (1)
- northviewbank.com/wp-content/u…6/09/IRA-Rate-Sheet1.pdf · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.