Bank · FDIC insured
Tri-Valley Bank
A $82.8M bank headquartered in Randolph, IA, with 4 branches in 2 states. Best rates: CDs 3.67% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs743.67%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Tri-Valley Bank
- Headquarters
- 104 S Main St, Randolph, IA 51649
- FDIC certificate
- 12417 ↗
Branches
4 branches in 2 states
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Iowa
3 branches
Randolph area · 1
- Tri-Valley BankMain office104 S Main St, Randolph, IA 51649Directions
Essex area · 1
- Essex Banking Center523 Iowa Ave, Essex, IA 51638Directions
Omaha area · 1
- Glenwood Branch207 S Locust St, Glenwood, IA 51534Directions
Nebraska
1 branch
- Nebraska City Branch1114 Grundman Blvd, Nebraska City, NE 68410Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.25% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 4.09% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.18% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $64 | $67 | — |
- CapitalLeverage ratio9.25%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent4.09%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.18%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$64Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Tri-Valley Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.