Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 871–885 results
- Befit Financial Federal Credit UnionTerm Share CertificatesCD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: $2,000 minimum balance to open and maintain any Share Certificate. Dividends calculated on the actual share certificate balance from date of issuance to maturity. No additional deposits allowed during the term. Penalties may apply for early withdrawals. At maturity, certificates renew automatically for the same term – members have a 7-day grace period to make changes without penalty.
2.50% interest rate · Effective Dec 1, 2025
Rate checked
More details - South Shore BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Early withdrawal penalty will be imposed. Choice of standard terms from 3 months to 5 years. Any interest earned can be automatically deposited into a South Shore Bank Checking Account.
Effective Oct 5, 2026
Rate checked
More details - Faith Connection FCUShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Rates are effective as of October 1, 2026. $1,000.00 minimum required to open. Fixed dividend rate for the term. Penalty imposed for early withdrawal. Dividends compounded monthly and credited monthly.
Offer: Fixed dividend rate for the term. Early withdrawal penalty applies.
2.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Abilene Teachers Federal Credit UnionSavings CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: ATFCU membership is required in order to purchase certificates of deposit; new members must first open a membership savings account with a $5 minimum deposit. Early withdrawal fees and/or interest rate deductions apply to certificates redeemed prior to maturity.
2.50% interest rate
Rate checked
More details - Bank of MaysvilleCertificates of Deposit (CDs)CD · 3 months · $3,000 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,0002.50% interest rate · Effective Jul 1, 2026
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More details - Minerva Area Federal Credit UnionShare CertificateCD · 3–6 months · $500 min
Credit union · Add a location to see nearby branches
2.53%APYRequirements
Product: Dividends are compounded daily and paid quarterly. Early withdrawal penalties apply if share certificate is closed before the end of maturity period.
2.50% interest rate · Compounded daily · Effective Mar 25, 2026
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More details - Education First Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Dividends are compounded monthly. A penalty may be assessed for early withdrawal before maturity.
2.50% interest rate · Compounded monthly
Rate checked
More details - DuGood Federal Credit UnionCertificateCD · 3 months · $1,000 min · 2.53%–2.63% by balance
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Membership eligibility required.
Offer: Early withdrawal penalties may apply. Any fee incurred could reduce earnings.
2.50% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 and upYour amount 2.53% $50,000 and up 2.58% $100,000 and up 2.63% Rate checked
More details - Warren-Boynton State Bank3 Month CDCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000intro rateRequirements
Product: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Offer: Selected Rates current as of 10/22/2026 , for approved customers. Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.
Promotional rate · 2.50% interest rate · Effective Oct 14, 2026
Rate checked
More details - Northrim BankCertificate of DepositCD · 3 months · 0.00%–3.03% by balance
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Early withdrawal penalty may apply. The Annual Percentage Yield (APY) is based upon the assumption that interest earned remains in the account until maturity.
0.00% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $500 0.00% $500 – $24,999Your amount 2.52% $25,000 – $99,999 3.03% $100,000 – $499,999 3.03% $500,000 – $999,999 3.03% $1,000,000 – $4,999,999 3.03% Rate checked
More details - First Robinson Savings BankCertificates of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Fixed rates. No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: 91 Day CD. Penalties may apply for early withdrawal.
2.50% interest rate · Effective Oct 14, 2026
Rate checked
More details - Longview Community BankCertificate of DepositsCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000 - River Falls State BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Interest is compounded and credited quarterly. Calculated using daily balance method. Subject to early withdrawal penalty. Automatic renewal at maturity with a 10-day grace period.
2.50% interest rate
Rate checked
More details - Schertz Bank & TrustRegular CDCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Fixed rate, simple interest CD. Automatically renewable. Penalty for early withdrawal.
Offer: 90 Day CD. Interest paid at term back to CD. Penalty for early withdrawal is an amount equal to one month's interest. Redeemable on day of maturity or within 10 days after without penalty.
2.50% interest rate · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank