Bank · FDIC insured
Bank of Maysville CD Rates
Bank of Maysville’s best CD rate is 3.30% APY on a 1-year CD. Terms run from 1 month to 10 years. Rates checked October 22, 2026.
How Bank of Maysville’s CD rates compare
Compared with banks and credit unions in Kentucky, where Bank of Maysville has the most branches. $10,000, best rate first.
This bank’s best
Bank of Maysville
3.30%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $330
Certificates of Deposit (CDs)
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Bank of Maysville CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo2.79%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo0.75%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Maysville ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.30%APY · 19 terms
| Term | APY · $500 and up | APY · $2,000 and up | APY · $3,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 0 months | — | — | — | 0.25% | 0.25% | $0 |
| 1 month | — | — | — | 0.30% | 0.30% | $2 |
| 3 months | — | — | 2.53% | — | 2.53% | $63 |
| 6 months | — | 2.79% | — | — | 2.79% | $139 |
| 7 months | — | 0.50% | — | — | 0.50% | $29 |
| 9 months | — | 3.05% | — | — | 3.05% | $228 |
| 10 months | — | 0.50% | — | — | 0.50% | $42 |
| 12 months | 3.30% | — | — | — | 3.30% | $330 |
| 15 months | — | 0.60% | — | — | 0.60% | $75 |
| 17 months | — | 0.60% | — | — | 0.60% | $85 |
| 18 months | — | 0.60% | — | — | 0.60% | $90 |
| 20 months | — | 0.60% | — | — | 0.60% | $100 |
| 24 months | — | 0.75% | — | — | 0.75% | $151 |
| 36 months | — | 0.40% | — | — | 0.40% | $120 |
| 42 months | — | 0.40% | — | — | 0.40% | $141 |
| 48 months | — | 0.45% | — | — | 0.45% | $181 |
| 60 months | — | 0.50% | — | — | 0.50% | $253 |
| 84 months | — | 0.50% | — | — | 0.50% | $355 |
| 120 months | — | 0.50% | — | — | 0.50% | $511 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Fixed IRAs
Up to 3.30%APY · 2 terms
For the IRA investor that makes lump sum contributions. You earn the same interest rate as what is available on a Bank of Maysville CD which begins at the time you open or roll-over your account. You continue to earn that rate for the entire term of the investment.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.53% | $63 |
| 12 months | 3.30% | $330 |
Sources (2)
All captured Sep 19, 2026
18 Month Variable IRA
2.77%APY · 1 term
Deposits are allowed throughout the 18 month term. The interest rate varies with the 91-day T-Bill rate at the first of each calendar quarter. Perfect for direct deposit or automatic transfer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsInterest rate varies with the 91-day T-Bill rate at the first of each calendar quarter | 2.77% | $418 |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.