Befit Financial Federal Credit Union CD Rates

How Befit Financial Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Vallejo, CA, where Befit Financial Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Befit Financial Federal Credit Union
3.04%APY
Term
12 months
Minimum
$2,000
Earns on $10,000
$304
Term Share Certificates
Top rate
Together Credit Union
4.50%APY
Term
11 months
Minimum
$1,000
Earns on $10,000
$412
Together Credit Union rates
2nd-highest rate
Golden 1 Credit Union
4.30%APY
Term
9 months
Minimum
$500
Earns on $10,000
$321
Golden 1 Credit Union rates

Compare CD rates near you →

CD score

Higher than 20% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.79%
9–15 months9–15 mo3.04%
16–30 months16–30 mo2.94%
31–60 months31–60 mo2.84%
QualifiedQualified3.04%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Befit Financial Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Term Share Certificates

Up to 3.04%APY · 5 termsFrom $2,000 to open

$2,000 minimum balance to open and maintain any Share Certificate. Dividends calculated on the actual share certificate balance from date of issuance to maturity. No additional deposits allowed during the term. Penalties may apply for early withdrawals. At maturity, certificates renew automatically for the same term – members have a 7-day grace period to make changes without penalty.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 months	2.53%	$63
6 months	2.79%	$139
12 months	3.04%	$304
24 months	2.94%	$597
36 months	2.84%	$876

Sources (2)

All captured Oct 6, 2026

Who can join Befit Financial Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

Employees of Kaiser Permanente, NorthBay Health, Sutter Health, or any other healthcare professionals working in Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, or Sacramento county are eligible for membership.

Family and household

Family members of qualifying healthcare professionals or employees of Kaiser Permanente, NorthBay Health, or Sutter Health in the specified counties are eligible to join.

Cost to join

Membership requires an initial deposit of $50.00.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Befit Financial Federal Credit Union overview