Credit union · NCUA insured
Minerva Area Federal Credit Union
A $17.6M credit union headquartered in Minerva, OH, with 2,365 members and 1 branch in Ohio. Best rates: CDs 3.56% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs703.56%for 3–8 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Minerva Area Federal Credit Union
Minerva Area Federal Credit Union is based in Minerva, Ohio.
- Headquarters
- 3570 Union Ave Se, Minerva, OH 44657
- NCUA charter
- 20622
Branches
1 branch in Ohio
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Ohio
1 branch
- MainMain office3570 Union Ave Se, Minerva, OH 44657Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.08% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio15.08%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Minerva Area Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.