Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Great Erie Federal Credit UnionTerm Share Certificate AccountsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.19%APY$79 over 3 months on $10,0003.15% interest rate
Rate checked
More details - GNC Community Federal Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.19%APY$79 over 3 months on $10,0003.15% interest rate · Effective Apr 6, 2026
Rate checked
More details - Profile BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.17%APY$78 over 3 months on $10,000Requirements
Product: APYs effective as of 10/15/2026. Rates are subject to change without notice. A fee may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Minimum balance $500 to obtain APY.
3.13% interest rate · Effective Oct 15, 2026
Rate checked
More details - Gateway BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: The interest rate and APY may change after account opening. Fees may reduce earnings. $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal.
Offer: $1,000 is the minimum balance requirement to obtain APY. A penalty will be imposed for early withdrawal. The interest rate and APY may change after account opening. Fees may reduce earnings.
3.11% interest rate
Rate checked
More details - Quail Creek BankCertificate of Deposit (CD)CD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Terms available from 90 days to 2 years. Minimum balance of $2,500 to open. Can be used as collateral for a Quail Creek Bank loan.
Offer: A penalty may be imposed for early withdrawal. Minimum daily balance of $2,500.00 and up to obtain rate.
3.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - Eureka Savings BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: $1,000.00 minimum balance needed to open. Interest compounds daily. Funds are subject to penalty for early withdrawal.
3.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - Intandem Credit UnionTerm Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: Membership eligibility requirements apply. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank of Ann ArborCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: For deposits of $1,000 to $99,999. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.12% interest rate · Balance cap $99,999 · Effective Oct 12, 2026
Rate checked
More details - Finance FactorsShort Term CD SpecialsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000intro rateRequirements
Product: Available at branch locations to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors. Minimum balance required to be maintained for the entire term. Penalty may be imposed for early withdrawal.
Offer: Assumes interest will remain on deposit. Available to Hawaii residents and businesses only. Deposit must be drawn from a financial institution other than Finance Factors.
Promotional rate · Effective Jun 15, 2026
Rate checked
More details - Bank of ViciCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000Requirements
Product: Minimum initial deposit is $1,000 for all time deposits. Daily balance method applies. Interest accrues daily and is credited at maturity. Early withdrawal penalty may apply. 10-day grace period for automatically renewing certificates.
Offer: Assumes funds remain on deposit for full year or renew to make a 1-year maturity. Interest rate subject to change after opening; early withdrawal penalty applies.
3.10% interest rate · Effective Jul 15, 2025
Rate checked
More details - Frontier Community Credit UnionRegular CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000 - Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.15%APY$78 over 3 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.
Offer: Standard rate.
Qualified rate · 3.11% interest rate · Effective Sep 18, 2026
Rate checked
More details - Okaloosa County Teachers FCUCertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.14%APY$78 over 3 months on $10,000Requirements
Product: Minimum of $1,000.00 required. Terms from 31 days out to 30 months. Rates subject to change at any time and not guaranteed.
Offer: 3 Months term
3.10% interest rate
Rate checked
More details - ESB Banking & InsuranceCertificates of DepositCD · 3 months · $1,000 min · 3.03%–3.14% by balance
Bank · Add a location to see nearby branches
3.14%APY$78 over 3 months on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. Higher rates/APYs on balances of $10,000 or more. Options include Compounding Plan, Auto Deposit Plan, and Check Plan. Terms of 2 years or greater can be converted to cash or another investment at half-term without penalty (10-day grace period; optional conversion date notification is $10.00). Substantial penalty for early withdrawal. Automatically renewable unless stated otherwise.
Offer: Compounding & Auto Deposit Plans; balance less than $10,000.
3.00% interest rate · Effective Aug 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.03% $10,000 and upYour amount 3.14% Rate checked
More details - Eagle One Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.14%APY$78 over 3 months on $10,000Requirements
Product: Dividends are posted monthly based on the average daily balance. Early withdrawal penalties apply. Insured up to $250,000 by NCUA.
3.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank