Bank · FDIC insured
Eureka Savings Bank CD Rates
Eureka Savings Bank’s best CD rate is 4.08% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Eureka Savings Bank’s CD rates compare
Compared with banks and credit unions near Ottawa, IL, where Eureka Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Eureka Savings Bank
4.08%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,213
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Streator Onized Credit Union
4.25%APY
- Term
- 22 months
- Minimum
- $500
- Earns on $10,000
- $793
Eureka Savings Bank CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.46%
- 16–30 months16–30 mo3.77%
- 31–60 months31–60 mo4.08%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eureka Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.08%APY · 9 terms
$1,000.00 minimum balance needed to open. Interest compounds daily. Funds are subject to penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.15% | $78 |
| 6 months | 3.25% | $161 |
| 12 months | 3.46% | $346 |
| 18 months | 3.56% | $539 |
| 24 months | 3.67% | $747 |
| 30 months | 3.77% | $969 |
| 36 months | 3.87% | $1,207 |
| 48 months | 3.98% | $1,690 |
| 60 months | 4.08% | $2,213 |
Sources (1)
- eurekasavings.com/accounts/sav…/certificates-of-deposit · captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.08%APY · 8 terms
Minimum $1,000 deposit required. IRA CDs are not available in a 3-month term. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 12 months | 3.46% | $346 |
| 18 months | 3.56% | $539 |
| 24 months | 3.67% | $747 |
| 30 months | 3.77% | $969 |
| 36 months | 3.87% | $1,207 |
| 48 months | 3.98% | $1,690 |
| 60 months | 4.08% | $2,213 |
Sources (2)
- eurekasavings.com/accounts/sav…/certificates-of-deposit
- eurekasavings.com/accounts/savings/retirement-accounts
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.