Credit union · NCUA insured
Okaloosa County Teachers FCU CD Rates
Okaloosa County Teachers FCU’s best CD rate is 3.51% APY on an 18-month share certificate (CD). Terms run from 1 month to 30 months. Rates checked October 15, 2026.
How Okaloosa County Teachers FCU’s CD rates compare
Compared with banks and credit unions near Crestview, FL, where Okaloosa County Teachers FCU has the most branches. $10,000, best rate first.
This credit union’s best
Okaloosa County Teachers FCU
3.51%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $530
Certificates
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Okaloosa County Teachers FCU CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.35%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.51%
- QualifiedQualified3.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Okaloosa County Teachers FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.51%APY · 7 terms
Minimum of $1,000.00 required. Terms from 31 days out to 30 months. Rates subject to change at any time and not guaranteed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month31 Days term | 3.14% | $27 |
| 3 months3 Months term | 3.14% | $78 |
| 6 months6 Months term | 3.35% | $166 |
| 12 months12 Months term | 3.45% | $345 |
| 18 months18 Months term | 3.51% | $530 |
| 24 months24 Months term | 3.40% | $692 |
| 30 months30 Months term | 3.40% | $873 |
Who can join Okaloosa County Teachers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Okaloosa County, Florida, are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community bounded by Hollywood Blvd, Jonquil Ave, Sullivan St, and Wright Pkwy in Ft. Walton Beach, FL, are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community in Ft. Walton Beach, Florida defined from Hollywood Blvd and Elm Ave SE to Santa Rosa Sound shoreline, St. Mary Ave, Coral Dr, and Robinwood Dr, are eligible for membership.
Employers and groups
- Employees of the credit union, volunteers in the community, and organizations of such persons are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons, spouses of persons who died while within the field of membership, and organizations of such persons are eligible for membership.
Other ways
- Members of record of Okaloosa County Teachers Federal Credit Union as of September 8, 2005, are eligible for membership.
Membership information collected October 5, 2026.