Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 406–420 results
- Main Bank3-Month Certificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Minimum daily balance required to obtain APY is $1,000.00. Fees could reduce earnings. Bank reserves the right to require at least 7 days' notice in writing before withdrawals.
Offer: Balances Over $1,000. Minimum daily balance required to obtain the APY is $1,000.00. Early withdrawal penalty may apply.
3.34% interest rate · Effective Oct 8, 2026
Rate checked
More details - First Federal BankCertificates of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: $500 Minimum Deposit to Open. Annual Percentage Yield (APY) assumes interest credited is not withdrawn until maturity or renewal. Principal withdrawals prior to the maturity or renewal date may be subject to early withdrawal penalties. Penalties are not assessed if the account holder is deceased. Renewal grace period is seven (7) calendar days. Fees may reduce earnings on the account. Interest will be compounded and credited monthly.
Offer: Assumes interest credited is not withdrawn until maturity or renewal. Early withdrawal penalties may apply. Interest compounded and credited monthly.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Northern Credit UnionShare CertificatesCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000with conditionsRequirements
Product: Federally insured by NCUA up to $250,000. $500 minimum balance required to open a certificate of deposit ($10,000 minimum for 3-Month, 6-Month, and 10-Month certificates). Penalty will be applied for early withdrawal. Fees incurred may reduce earnings on account.
Offer: Better tier. Requires an active Choice Rewards, Premium, or Next Checking and Savings with combined minimum of $10,000, and Direct Deposit.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Philadelphia Federal Credit UnionSavings CertificatesCD · 3 months · $250 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.
3.34% interest rate
Rate checked
More details - Brentwood BankCertificate of DepositCD · 3 months · $2,000 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: CDs with balance at maturity below $2,000 will renew at 0%. Penalties may be imposed for early withdrawal. Fees may reduce earnings.
Effective Oct 9, 2026
Rate checked
More details - Parishioners Federal Credit UnionShare Certificate AccountsCD · 3 months · $100 min · 3.40%–3.66% by balance
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. No fees. Penalty may apply for early withdrawal. Minimum opening deposit is $100.
3.35% interest rate · Compounded daily
Rate by balance
Rate by balance for Share Certificate Accounts Balance APY $100 and upYour amount 3.40% $25,000 and up 3.45% $100,000 and up 3.61% $245,000 and up 3.66% Rate checked
More details - Matadors Community Credit UnionRegular CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer. Low Minimum Opening Deposit of $1,000. Early withdrawal penalty may be imposed.
Offer: Choice of 3-month term. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Centier BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000intro rateRequirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: New money (funds not on deposit with Centier Bank in the last 90 days).
Promotional rate · 3.34% interest rate
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Rates may vary by market. Personal deposits accepted online; visit branch or call for business deposits. Penalty for early withdrawal. Funds must be received within 7 days to receive current rate.
Offer: Renewal rate.
Promotional rate · 3.34% interest rate · Effective Oct 13, 2026
Rate checked
More details - Russell Country Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Requires $25 Membership Share. Penalty will be imposed for early withdrawal. Automatic renewal within 10 days of maturity. Dividends accrue daily and are paid monthly at end of month.
Offer: Penalty for early withdrawal.
3.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - Dort Financial Credit UnionTerm Share CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Subject to penalty for early withdrawal. Rates subject to change.
3.40% interest rate
Rate checked
More details - Harvard Federal Credit UnionTerm Share CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Available to Harvard FCU members. Must maintain a minimum daily balance of $1,000 to earn posted APY. APY assumes principal and interest remain on deposit until maturity. Crimson Elite checking account holders receive an additional 0.10% bonus to dividend rate and APY. Early withdrawal penalty applies.
Offer: Minimum daily balance of $1,000 must be maintained to earn posted APY.
3.35% interest rate
Rate checked
More details - First Internet BankPersonal Certificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.40%APY$84 over 3 months on $10,000Requirements
Product: Terms from 3 to 60 months. Minimum opening balance $1,000. Rates fixed for term. Auto-renews at maturity with 10-day grace period for penalty-free withdrawal. Early withdrawal penalty based on term length: 90 days interest for 1–3 months; 180 days interest for 4–18 months; 360 days interest for 19+ months.
Offer: Interest compounded and credited monthly. Early withdrawal penalty: 90 days interest.
3.35% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000with conditions
Requirements
Product: Requires having or opening a Lake City Bank checking account. Deposits and withdrawals not allowed. Penalty for early withdrawal.
Offer: Requires checking account. Penalty for early withdrawal.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank