Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 of 4,638 results
- IBEW Local 56 Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rates are guaranteed for the life of the certificate. Penalty for early withdrawal: 6 month and 12 month certificates have 30 days loss of interest; 24 month and 36 month certificates have 90 days loss of interest. APY may be lower if funds are withdrawn before maturity. Dividends will be deposited into Regular Share Account. Rates subject to change without notice.
Offer: Dividends are paid monthly into Regular Share Account. Early withdrawal penalty: 90 days loss of interest.
3.70% interest rate · Effective Oct 9, 2026
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More details - Cross Valley Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Compounded and credited quarterly. Penalty for early withdrawal is 12 months dividends. Membership required (par value of one share $5.00). Applies to new money only.
Offer: Dividends compounded quarterly, credited quarterly. Early withdrawal penalty applies. Not renewable automatically. Additional deposits not allowed.
Promotional rate · 3.70% interest rate · Compounded quarterly · Effective Jul 1, 2026
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More details - AmeriCU Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rates are subject to change without notice. Contact our Member Service Center at 800.388.2000 or 315.356.3000 to verify. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date. Please refer to the account opening disclosure for the amount of penalty. The minimum balance to earn APY is the same as the minimum opening deposit.
Offer: The minimum balance to earn APY is the same as the minimum opening deposit. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date.
3.68% interest rate · Effective Oct 23, 2026
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More details - County Savings BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed interest rate until maturity. $500.00 deposit to open account (larger deposit required for special certificate). Penalties may be imposed upon early withdrawal.
Offer: Compounded daily. Rates subject to change and fees may reduce earnings. Penalties may be imposed upon early withdrawal.
3.68% interest rate · Compounded daily · Effective Oct 19, 2026
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More details - Telhio Credit UnionCertificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may reduce earnings. Interest is compounded and paid quarterly.
Offer: Fees such as a penalty for early withdrawal on Share CDs may reduce earnings.
3.69% interest rate · Effective Oct 13, 2026
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More details - America's Christian Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Fixed rate for term selected ranging from 3 months to 60 months. Dividends compounded and paid monthly. Minimum balance of $1,000 required to open and earn dividends. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Fixed rate. Compounded and credited monthly. Valid 10/23/2026.
Promotional rate · 3.69% interest rate · Effective Oct 23, 2026
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More details - Exchange BankPersonal CD - Promotional OfferCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: New CDs with a balance of $5,000,000 or more require approval. Offer good for the initial term only. CD is automatically renewed for the same term at published Personal CD rates excluding promotional offers. Early withdrawal penalty applies.
Offer: Offer good for initial term only. Automatically renews at standard Personal CD rate. Early withdrawal penalty applies.
Promotional rate · 3.68% interest rate · Balance cap $99,999 · Effective Oct 15, 2026
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More details - Falcon National BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: An early withdrawal penalty may apply. Fees could reduce earnings. $500 minimum opening deposit required to obtain APY. Rates effective as of 09/24/2026; promotional specials expire on or before 11/15/2026.
Offer: An early withdrawal penalty may apply. Fees could reduce earnings.
Promotional rate · 3.70% interest rate · Effective Sep 24, 2026
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More details - B&V CUShare CertificateCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $2,000 minimum for terms from 6 months to 48 months. $10,000 minimum for 60-month certificate. Early withdrawal penalties apply. Federally insured up to $250,000 by NCUA.
Offer: $2,000 minimum for terms from 6 months to 48 months.
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More details - Northeast Community Credit Union24 Month Certificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000 - Achieva Credit UnionCertificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. No monthly fees. A minimum opening balance of $500 is required for all CD products (except promotional specials). Early withdrawal penalty may apply.
3.69% interest rate
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More details - Everett BankCertificate of Deposit - SpecialCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.
Offer: APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. Automatically renews at maturity to a 12-Month Certificate unless the customer chooses another product.
Promotional rate · 3.69% interest rate · Effective Oct 22, 2026
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More details - MIT Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $500.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY. Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Share Certificate accounts. Dividends are compounded daily and paid monthly. Share Certificate APY assumes dividends are retained in the Certificate.
3.68% interest rate · Compounded daily · Effective Oct 22, 2026
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More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
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More details - Apple FCURegular CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 required. Early withdrawal penalties apply: 6 months or less: lesser of dividends earned since issuance/renewal or 90 days dividends; over 6 to 60 months: lesser of dividends earned or 180 days dividends; greater than 60 months: lesser of dividends earned or 1095 days dividends. 10-day grace period following maturity date.
Effective Oct 22, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,638 CDs at 4,044 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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