Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 406–420 results
- Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 24 months · $1,000 min · 4.10%–4.20% by balance
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: At maturity, certificate funds will renew at the current 12-month rate in effect. Normal early withdrawal penalties apply. Fees could reduce earnings.
Offer: Regular certificate. Compounded daily, paid quarterly.
4.02% interest rate · Compounded daily · Effective Jul 1, 2026
Rate by balance
Rate by balance for Term Share Certificates/Certificates of Deposit Balance APY $1,000 and upYour amount 4.10% $95,000 and upJumbo certificate. 4.20% Rate checked
More details - SUMA Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Rates effective as of 10/13/2026. Early withdrawal penalties apply as shown per term. Minimum opening balance applies.
Offer: Penalty for early withdrawal: 6 Months Dividends.
4.02% interest rate · Effective Oct 13, 2026
Rate checked
More details - Commstar Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Fixed interest rate for the term of the certificate. No risk method of earning interest.
Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 15, 2026
Rate checked
More details - Exchange Bank24 Month CD SpecialCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - Haddon Savings BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Deposit is FDIC insured. Interest can be automatically deposited into checking, savings, or money market account. Substantial penalty for early withdrawal could reduce earnings.
Offer: Payment of Interest: Monthly or Quarterly.
4.03% interest rate · Effective Oct 15, 2026
Rate checked
More details - Sandia Area Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Sandia Area Federal Credit Union membership required. Dividends are compounded and credited monthly. Assumes principal and interest remain on deposit for the term selected. Early withdrawal of up to 50% without penalty is permitted once per term for certificates opened on or after 10/23/2023.
4.03% interest rate · Effective Oct 14, 2026
Rate checked
More details - Greater Nevada Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
4.03% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - NCPA Federal Credit UnionShare Term Certificate (STC)CD · 24 months · $250 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Fixed dividend rate for the term of the certificate. Dividends accrue daily, but are not compounded. Funds may be used as collateral for NCPAFCU loans. Early withdrawal penalties may reduce earnings.
4.10% interest rate · Effective Oct 8, 2026
Rate checked
More details - Grove City Area Federal Credit UnionShare CertificatesCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: All Share Certificates require a minimum deposit of $2,000.00. Dividends are calculated monthly and posted to your share savings account on the 1st of each month. A penalty may be imposed for early withdrawals.
Offer: Special rate. A penalty may be imposed for early withdrawals.
4.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - Citizens Federal Savings and LoanCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.
4.02% interest rate · Effective Oct 5, 2026
Rate checked
More details - Bridge Credit UnionStandard CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program.
Rate checked
More details - Union State BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
4.04% interest rate · Effective Sep 25, 2026
Rate checked
More details - Baton Rouge Telco FCUShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Dividends are posted monthly based on the daily balance and compounded monthly. Variable rate accounts subject to change at any time. Penalties for early withdrawals may apply. Step-up options apply to two-year terms and up, where rate can jump once before maturity. Automatic renewal for the same term at the new APY with a 10-day grace period.
Offer: Step-up option available where rate can jump once before maturity.
4.02% interest rate · Compounded monthly
Rate checked
More details - ANECA Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Rates fixed upon opening. Early withdrawal penalties apply. $1,000 minimum deposit.
4.03% interest rate · Effective Sep 23, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank