Credit union · NCUA insured
Greater Nevada Credit Union CD Rates
Top CarrotGreater Nevada Credit Union’s best CD rate is 4.30% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Greater Nevada Credit Union’s CD rates compare
Compared with banks and credit unions near Reno, NV, where Greater Nevada Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Nevada Credit Union
4.30%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,343
Share Certificate
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
WestStar Credit Union
4.55%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,492
Greater Nevada Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo3.95%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.30%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Nevada Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.30%APY · 9 terms
Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 3.95% | $395 |
| 18 months | 4.05% | $614 |
| 24 months | 4.10% | $837 |
| 30 months | 4.05% | $1,043 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.30% | $2,343 |
Sources (1)
- gncu.org/banking/savings-accounts/share-certificates · captured Oct 15, 2026
Special-purpose accounts
IRA Share Certificate
Up to 4.30%APY · 9 terms
Available as Traditional IRA or Roth IRA. Must open at a branch. Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 3.95% | $395 |
| 18 months | 4.05% | $614 |
| 24 months | 4.10% | $837 |
| 30 months | 4.05% | $1,043 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.30% | $2,343 |
Sources (2)
- gncu.org/banking/open-new-share-certificate-cd-online
- gncu.org/banking/savings-accounts/retirement-account-ira
All captured Oct 15, 2026
IRA Share Certificate Special Distribution
Up to 4.30%APY · 9 terms
Special distribution option. Available as Traditional IRA or Roth IRA. Must open at a branch. Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 3.95% | $395 |
| 18 months | 4.05% | $614 |
| 24 months | 4.10% | $837 |
| 30 months | 4.05% | $1,043 |
| 36 months | 4.20% | $1,314 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.30% | $2,343 |
Sources (2)
All captured Oct 15, 2026
Who can join Greater Nevada Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in the State of Nevada or eligible communities in Arizona, California, Idaho, New Mexico, Oregon, and Utah.
Family and household
- Immediate family members of existing members may be eligible to join.
Membership information collected October 4, 2026.