Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 results
- Velocity Community Credit UnionMember CertificateCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce earnings. Penalty may be imposed for early withdrawal.
3.63% interest rate · Effective Oct 1, 2026
Rate checked
More details - ABNB Federal Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
3.64% interest rate
Rate checked
More details - Community Savings BankCertificates of DepositCD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Fixed interest rate; no additional deposits can be made until maturity. Early withdrawal penalty equals one half of the term's interest. Automatically renews at the current rate paid on the particular term. Grace period is 7 days for terms 3 to 12 months, and 10 days for terms over 12 months.
Offer: Compounded quarterly.
3.65% interest rate · Compounded quarterly · Effective Feb 18, 2025
Rate checked
More details - Trumark Credit UnionCertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,0003.64% interest rate · Effective Sep 18, 2026
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More details - Wisconsin Medical CUShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal.
3.65% interest rate · Compounded quarterly · Effective Sep 18, 2026
Rate checked
More details - Avanti FCUShare CertificatesCD · 18 months · $2,500 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Rates are subject to change weekly. Share certificates less than $2,500 will earn 1% less than the posted rates. Minimum deposit of $500; deposit of $2500 will earn higher dividend rates.
3.63% interest rate · Effective Jan 7, 2025
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More details - Nusenda Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Dividends compound monthly. Penalty for early withdrawal of principal. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
3.64% interest rate · Effective Sep 23, 2026
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More details - LCE FCUShare CertificateCD · 18 months · $2,000 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: There is a 90-day penalty for any early withdrawal of a Certificate. Dividends are posted quarterly.
3.65% interest rate · Effective Sep 1, 2026
Rate checked
More details - Sonora BankCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Must be of legal age to apply for a deposit.
Offer: 18 Months term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal.
Effective Feb 2, 2026
Rate checked
More details - Susser BankCertificates of Deposit (CD)CD · 18 months · $1,000 min · 3.60%–3.70% by balance
Bank · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.
Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.
3.64% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY Up to $250,000Your amount 3.70% $250,000 and upReduced rate applies. 3.60% Rate checked
More details - Connections CUCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,000Requirements
Product: Insured up to $250,000 by NCUA. Early withdrawal penalties apply (30 days dividends for maturity of one year or less; 90 days dividends for maturity of more than one year).
Offer: One Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers).
3.64% interest rate · Effective Jun 11, 2026
Rate checked
More details - Snake River FCUShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$560 over 18 months on $10,0003.70% interest rate · Effective Sep 15, 2026
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More details - Horicon BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.69%APY$559 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business.
Offer: 1 1/2 Year CD (18 Month) term. Penalty for early withdrawal.
3.65% interest rate · Effective Oct 22, 2026
Rate checked
More details - The Bank of ProtectionCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.69%APY$559 over 18 months on $10,0003.65% interest rate · Effective Sep 30, 2025
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More details - Rolette State BankCertificates of Deposit (CDs)CD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.68%APY$557 over 18 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: 18 Month CD. Penalty may be imposed for early withdrawal.
3.65% interest rate · Effective Jan 8, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank