Credit union · NCUA insured
Nusenda Credit Union CD Rates
Nusenda Credit Union’s best CD rate is 3.90% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Nusenda Credit Union’s CD rates compare
Compared with banks and credit unions near Albuquerque, NM, where Nusenda Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nusenda Credit Union
3.90%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,108
Share Certificates
Top rate
Del Norte Credit Union
5.18%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $562
2nd-highest rate
Kirtland Credit Union
5.12%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $778
Nusenda Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.45%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo3.90%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nusenda Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.90%APY · 8 terms
Dividends compound monthly. Penalty for early withdrawal of principal. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.20% | $79 |
| 6 months | 3.25% | $161 |
| 12 months | 3.45% | $345 |
| 18 months | 3.70% | $560 |
| 24 months | 3.75% | $764 |
| 36 monthsBump certificate provides flexibility to bump up the rate one time if rates rise during term, with option to deposit additional funds at that time | 3.80% | $1,184 |
| 48 months | 3.85% | $1,631 |
| 60 months | 3.90% | $2,108 |
Sources (1)
- nusenda.org/accounts/savings/share-certificates · captured Sep 24, 2026
Special-purpose accounts
IRA Certificates
Up to 3.90%APY · 8 terms
Traditional and Roth IRA wrappers available. Dividends compound monthly. Penalty for early withdrawal of principal. Automatically renews for same term at maturity unless specified. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.20% | $79 |
| 6 months | 3.25% | $161 |
| 12 months | 3.45% | $345 |
| 18 months | 3.70% | $560 |
| 24 months | 3.75% | $764 |
| 36 monthsBump certificate provides flexibility to bump up the rate one time if rates rise during term, with option to deposit additional funds at that time | 3.80% | $1,184 |
| 48 months | 3.85% | $1,631 |
| 60 months | 3.90% | $2,108 |
Sources (2)
All captured Sep 24, 2026
Who can join Nusenda Credit Union
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