Bank · FDIC insured
Sonora Bank
A $722M bank headquartered in Sonora, TX, with 9 branches in Texas. Best rates: CDs 3.96% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs823.96%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Sonora Bank
Organized in 1900 as The First National Bank of Sonora, Sonora Bank is a family-owned community bank.
The bank operates 11 locations across West Texas and the Hill Country.
- Headquarters
- 102 E Main St, Sonora, TX 76950
- FDIC certificate
- 5531 ↗
Branches
9 branches in Texas
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Texas
9 branches
San Antonio area · 4
- Boerne East1570 River Rd, Boerne, TX 78006Directions
- Boerne West Branch122 W Bandera Rd, Boerne, TX 78006Directions
- Bulverde Office Branch512 Singing Oaks, Bulverde, TX 78070Directions
- New Braunfels Branch1349 State Highway 46 South, New Braunfels, TX 78130Directions
Austin area · 2
- Hutto Branch251 Exchange Blvd, Hutto, TX 78634Directions
- Wimberley Branch100 Stillwater, Wimberley, TX 78676Directions
San Angelo area · 2
- Sherwood Way Office5710 Sherwood Way, San Angelo, TX 76901Directions
- Southland Office2502 Southland Blvd, San Angelo, TX 76904Directions
Sonora area · 1
- The First National Bank of SonoraMain office102 E Main St, Sonora, TX 76950Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.40% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.57% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio8.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.40%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.57%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Sonora Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.