Bank · FDIC insured
Community Savings Bank
A $119.6M bank headquartered in Bethel, OH, with 2 branches in Ohio. Best rates: CDs 4.50% and savings 1.00% APY.
Community Savings Bank Carrot Score
80
Carrot Score
Higher than 52% of U.S. banks and credit unions
#27 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Savings Bank
Established in 1889 as Bethel Building and Loan, Community Savings Bank updated its name in 2010.
Based in Bethel, Ohio, the bank serves customers through locations in Bethel and Greenfield.
- Headquarters
- 503 W Plane St, Bethel, OH 45106
- FDIC certificate
- 32286 ↗
Branches
2 branches in Ohio
Loading map…
Ohio
2 branches
Cincinnati area · 1
- Community Savings BankMain office503 W Plane St, Bethel, OH 45106Directions
Greenfield area · 1
- Greenfield Branch355 Jefferson St, Greenfield, OH 45123Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.76% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.45% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio14.76%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.45%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.