Bank · FDIC insured
Sonora Bank CD Rates
Sonora Bank’s best CD rate is 3.96% APY on a 6-month CD. Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Sonora Bank’s CD rates compare
Compared with banks and credit unions near San Antonio, TX, where Sonora Bank has the most branches. $10,000, best rate first.
This bank’s best
Sonora Bank
3.96%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $196
Certificates of Deposit (CDs)
Top rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Sonora Bank CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.96%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.70%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sonora Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.96%APY · 5 terms
Must be of legal age to apply for a deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Days term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal | 3.25% | $80 |
| 6 months180 Days term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal | 3.96% | $196 |
| 12 months365 Days term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal | 3.70% | $370 |
| 18 months18 Months term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal | 3.70% | $560 |
| 24 months24 Months term. Minimum deposit to open and obtain stated APY is $1,000. Penalty for early withdrawal | 3.70% | $754 |
Sources (1)
- sonorabank.com/certificates-of…t-rates-hometown-service · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.