Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 601–615 results
- LNB Community BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.04%APY$404 over 1 year on $10,000Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
Offer: 1 Year Relationship
4.00% interest rate · Effective Sep 22, 2026
Rate checked
More details - Star Tech FCUSavings Certificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.04%APY$404 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply: CD terms ≤ 1 year – Early withdrawal penalty is equal to 30 days' worth of dividends; CD terms > 1 year – Early withdrawal penalty is equal to 90 days' worth of dividends. Dividends added quarterly. No fee if account falls below minimum balance.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Community BankCertificates of DepositCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
4.04%APY$404 over 1 year on $10,000Requirements
Offer: A penalty will or may be imposed for early withdrawal
Effective Sep 30, 2026
Rate checked
More details - M-O Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.04%APY$404 over 1 year on $10,000Requirements
Product: Fixed maturity date savings certificate earning a fixed rate. Automatically renews for the same term with a 10-day grace period following the renewal date. Substantial penalty imposed for withdrawals before maturity date (terms less than 1 year: 180 days dividends; terms 1 year or more: 365 days dividends). Penalty does not apply to early withdrawal due to death of an owner.
Effective Oct 4, 2026
Rate checked
More details - Leighton State BankCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.04%APY$404 over 1 year on $10,000intro rateRequirements
Product: Maturity terms vary from 3 months to 5 years. $500 minimum balance requirement. Early withdrawal penalties may apply. Fees, if any, may reduce earnings. All deposits are FDIC insured.
Offer: Interest paid semi-annually.
Promotional rate · 4.00% interest rate · Effective Aug 24, 2026
Rate checked
More details - Mobility Credit UnionCertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.03%APY$403 over 1 year on $10,000Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.95% interest rate · Effective Sep 17, 2026
Rate checked
More details - 600 Atlantic FCUCertificate of DepositCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
4.03%APY$403 over 1 year on $10,0003.95% interest rate · Effective Sep 28, 2026
Rate checked
More details - The First National Bank of GordonCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.03%APY$403 over 1 year on $10,000Requirements
Offer: Interest compounded daily.
3.95% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - Radiant Credit UnionFixed Rate CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.03%APY$403 over 1 year on $10,000Requirements
Product: Dividends compounded daily. Funds in certificates are insured up to $250,000 by the NCUA.
Offer: APY is based on $10,000; your APY may vary slightly. Compounded daily.
3.95% interest rate · Compounded daily
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.03%APY$403 over 1 year on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
3.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Jack Daniel Employees' Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.02%APY$402 over 1 year on $10,000Requirements
Product: Dividends paid monthly, transferred to designated account, or added to certificate.
3.95% interest rate · Effective Jan 27, 2026
Rate checked
More details - Fort Worth City CUCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.02%APY$402 over 1 year on $10,000Requirements
Product: $1000 Minimum deposit to open. Terms from 6-Months to 60-Months. Interest can be compounded, or deposited into your shares monthly.
3.95% interest rate · Effective Oct 19, 2026
Rate checked
More details - Fort Worth City CUSave-to-Win CDCD · 12 months · $25 min
Credit union · Add a location to see nearby branches
4.02%APY$402 over 1 year on $10,000Requirements
Product: Prize-linked savings certificate. Opened with $25. Every $25 deposit earns entries to monthly and quarterly drawings for $25 up to $5,000 (up to 100 entries per month). Must be 18 years or older; each member is eligible for one Save to Win share certificate.
Offer: Earn entries to prize drawings with each $25 deposit (up to 100 entries per month).
3.95% interest rate · Effective Oct 19, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 12–23 months · $500 min · 3.92%–4.43% by balance
Credit union · Add a location to see nearby branches
4.02%APYRequirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
3.86% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.92% $1,000 and upYour amount 4.02% $25,000 and up 4.07% $75,000 and up 4.17% $125,000 and up 4.28% $200,000 and up 4.43% Rate checked
More details - Serve Credit UnionCertificate of DepositCD · 12 months · $1,000 min · 4.02%–4.23% by balance
Credit union · Add a location to see nearby branches
4.02%APY$402 over 1 year on $10,000Requirements
Product: Interest compounds daily and is credited monthly and at maturity. Penalty for early withdrawal.
3.95% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $50,000Your amount 4.02% $50,000 – $100,000 4.13% $100,000 and up 4.23% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank