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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 76–90 results

  1. Landmark Credit UnionCertificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.40%APY$440 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Congressional Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.40%APY$440 over 1 year on $10,000intro rate
  3. City National BankPersonal Certificates of DepositCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.39%APY$439 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    National Police FCUShare CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.39%APY$439 over 1 year on $10,000
  5. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.38%APY$438 over 1 year on $10,000
  6. Horizon Credit Union12 Month CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.38%APY$438 over 1 year on $10,000
  7. Top Carrot, Carrot Score 88
    Labor Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.37%APY$437 over 1 year on $10,000intro rate
  8. WebBankCertificates of DepositCD · 12 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.36%APY$436 over 1 year on $10,000
  9. Bank of LexingtonBank of Lexington CD SpecialsCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  10. Top Carrot, Carrot Score 97
    Colorado Federal BankCertificates of DepositCD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  11. Top Carrot, Carrot Score 97
    Aspire Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000intro rate
  12. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (Digital)CD · 12 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  13. GECUCredit Builder Certificate AccountCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  14. GECUPersonal Certificate Accounts (Fixed rate)CD · 12 months · $50 min · 4.35%–4.45% by balance

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$435 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,320 CDs at 4,386 banks and credit unions · checked Oct 15–22

Typical
3.30%
Top 10% from
4.05%
Banks, typical
3.05%
Credit unions, typical
3.40%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions