Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 46–60 of 189 in Pennsylvania · median 5.00% APR
- Fayette Federal Employees Federal Credit UnionNew Vehicle Loans · up to 60 months
Credit union · 1 branch
4.50%APRas low asTerms
Monthly payment of $18.65 per $1,000.
Auto loan score 83 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - 4.50%APRas low as
Terms
APR as low as based on credit evaluation. Minimum loan amount $5,000. Maximum term up to 60 months (over $5,000).
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
More details - 4.59%APRas low as
Terms
Vehicle model year: 2024-2026
Auto loan score 87 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details - 4.59%APRas low as
Terms
As low as rate for 61-72 months on new vehicles (2025 and newer model years). Assumes excellent credit.
Auto loan score 86 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 4.59%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
'As Low As' rates include Riegel FCU Autopay discount, when applicable.
Auto loan score 82 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 4.60%APRas low as
Terms
New vehicles and demos. A new vehicle is a current or prior year model with 5,000 or less miles. Sample monthly payment based on $30,000 at 4.69% APR for 48 months is $686.79.
Auto loan score 87 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 4.69%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model year 2025 & newer. Includes 0.25% discount for auto transfer of monthly payment and 0.25% discount for LTV under 80%.
Auto loan score 89 · Carrot Score 80
Rate checked · Auto loans rates on its site
More details - 4.69%APRas low as
Terms
Rate is APR as low as based on creditworthiness and term of loan.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 4.69%APRas low as
Terms
As low as rate. Rate based on creditworthiness and term of loan.
Auto loan score 86 · Carrot Score 86
Rate checked · Auto loans rates on its site
More details - 4.74%APRas low as
Terms
Rate shown for new or up to four years old auto or motorcycle, up to 60 months. Lowest current rate listed based on credit, collateral, and loan term.
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
More details - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle age: 2024 & Newer. Reflects 0.25% APR reduction for Payroll Deduction or Auto Transfer. 1st liens only, LTV up to 100%.
Auto loan score 88 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 4.74%APRas low as
Terms
Rates, amount, and term based on credit score.
Auto loan score 83
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as · up to 10.25%
4.75% APR, up to 10.25%
Terms
Depends on credit score.
Auto loan score 87 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
Limited time loan special for new vehicle purchases or refinancing.
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
More details - 4.75%APRas low as
Terms
Advertised 'as low as' rate for new and used auto loans. Subject to credit approval.
Auto loan score 87 · Carrot Score 85
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Pennsylvania
189 banks and credit unions · checked Oct 30–31
- Typical
- 5.00%
- Top 10% up to
- 4.38%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- APCI Federal Credit UnionCredit union · 1 branch
- Freedom Credit UnionCredit union · 4 branches
- Corner PostCredit union · 1 branch