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New Directions Community Credit Union Auto Loan Rates

New Directions Community Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.

How New Directions Community Credit Union’s auto loan rates compare

Compared with banks and credit unions near Oil City, PA, where New Directions Community Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    New Directions Community Credit Union

    4.75%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    New & Used Auto Loans

  • 2nd-lowest rate

    Top Tier Federal Credit Union

    4.99%APR

    Terms
    up to 60 months
    Up to
    —
    Discount
    Included in the rate

    Top Tier Federal Credit Union rates

  • 3rd-lowest rate

    PNC

    5.34%APR

    Terms
    —
    Up to
    20.69% APR
    Discount
    Included in the rate

    PNC rates

Compare auto loan rates near you →

New Directions Community Credit Union auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where New Directions Community Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join New Directions Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to persons who live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren, and Crawford Counties, Pennsylvania.

Cost to join

  • A minimum opening deposit of $5.00 is required to join, representing a share of ownership in the Credit Union.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← New Directions Community Credit Union overview