Credit union · NCUA insured
Lebanon Federal Credit Union Auto Loan Rates
Lebanon Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Lebanon Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lebanon, PA, where Lebanon Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lebanon Federal Credit Union
4.74%APR
- Terms
- 1–63 months
- Discount
- None included
Auto Loans
2nd-lowest rate
PA Central Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Discount
- None included
3rd-lowest rate
Hershey Federal Credit Union
5.00%APR
- Terms
- 37–60 months
- Discount
- Included in the rate
Lebanon Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lebanon Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates are as of 10/01/2026. Military/First Responder discount: 0.25% off; requires proof. Auto Transfer/Payroll Deduction: 0.25% reduction; increases if discontinued. LTV up to 100% for 1st liens.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.74% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–63 months | 4.74% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–75 months | 5.24% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–84 months | 5.74% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–36 months | 4.99% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–63 months | 4.99% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–75 months | 5.49% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–84 months | 5.99% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–36 months | 6.24% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–63 months | 6.24% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–75 months | 6.49% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–84 months | 7.24% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
Sources (1)
- lebanonfcu.org/rates/loans · captured Oct 16, 2026
RV Loan
Rates are as of 10/01/2026. Military/First Responder discount: 0.25% off; requires proof. Auto Transfer/Payroll Deduction: 0.25% reduction; increases if discontinued. LTV up to 100% for 1st liens.
| Terms | APR | Conditions |
|---|---|---|
| 1–63 months | 8.50% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–120 months | 8.75% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–180 months | 9.25% | Vehicle age: 2024 & Newer. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–63 months | 9.00% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–120 months | 9.25% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–180 months | 9.75% | Vehicle age: 2023-2021. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–63 months | 9.50% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–120 months | 9.75% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
| 1–180 months | 10.00% | Vehicle age: 2020 & older. 0.25% reduction for Auto Transfer/Payroll Deduction. |
Sources (1)
- lebanonfcu.org/rates/loans · captured Oct 16, 2026
Who can join Lebanon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business), worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Perry, or York Counties, Pennsylvania, as well as businesses and other legal entities located there, are eligible to join.
Family and household
- Immediate family members of individuals eligible for membership are eligible to join.
Cost to join
- A $5 deposit into a regular savings share account is required to establish and maintain membership.
Membership information collected October 5, 2026.