Credit union · NCUA insured
MC Federal Credit Union Auto Loan Rates
MC Federal Credit Union auto loans start at 4.60% APR for a new vehicle and 5.20% for a used one. Rates checked October 16, 2026.
How MC Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Sunbury, PA, where MC Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MC Federal Credit Union
4.60%APR
- Terms
- —
Vehicles and Demos
2nd-lowest rate
Central Keystone FCU
4.89%APR
- Terms
- 49–60 months
3rd-lowest rate
First Keystone Community Bank
5.00%APR
- Terms
- 12–60 months
MC Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.60%
- Used vehicleUsed5.20%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MC Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicles and Demos
MC FCU membership required. Credit restrictions apply. Your rate on auto loans may vary from the rates above and will be determined by your credit history, term, and age of vehicle. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.60% | New vehicles and demos. A new vehicle is a current or prior year model with 5,000 or less miles. Sample monthly payment based on $30,000 at 4.69% APR for 48 months is $686.79. |
| — | 5.20% | Used vehicles and demos. |
Sources (1)
- mcfcu.org/loans/auto-loans · captured Oct 7, 2026
Who can join MC Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.