Credit union · NCUA insured
Lehigh Valley Educators CU Auto Loan Rates
Top CarrotLehigh Valley Educators CU auto loans start at 4.69% APR for a new vehicle and 4.69% for a used one. Rates checked October 16, 2026.
How Lehigh Valley Educators CU’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Lehigh Valley Educators CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lehigh Valley Educators CU
4.69%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
Lehigh Valley Educators CU auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.69%
- Used vehicleUsed4.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lehigh Valley Educators CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Borrow up to $125,000. Up to 100% financing available. Flexible loan terms from 36 to 120 months. No application fee. First-time borrower option available up to $20,000. Rates based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 48 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 60 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 72 months | 4.99% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 84 months | 5.19% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 120 months | 5.69% | 120 Month term only for auto loans over $75,000. Rate is APR as low as based on creditworthiness and term of loan. |
Sources (1)
- lvecu.org/auto-loans · captured Oct 7, 2026
Used Auto Loan
Borrow up to $125,000. Up to 100% financing available. Flexible loan terms from 36 to 120 months. No application fee. First-time borrower option available up to $20,000. Rates based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 48 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 60 months | 4.69% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 72 months | 4.99% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 84 months | 5.19% | Rate is APR as low as based on creditworthiness and term of loan. |
| up to 120 months | 5.69% | 120 Month term only for auto loans over $75,000. Rate is APR as low as based on creditworthiness and term of loan. |
Sources (1)
- lvecu.org/auto-loans · captured Oct 7, 2026
Who can join Lehigh Valley Educators CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Faculty, staff members, and employees of approved educational and related institutions (including public, private, and parochial schools, colleges, and universities) located within Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton, and Schuylkill Counties are eligible for membership.
Family and household
- Immediate family members (persons related by blood or marriage including grandparents, parents, spouse, siblings, children, grandchildren, stepchildren, stepparents, stepsiblings, and in-laws) of an LVECU member are eligible for membership.
Cost to join
- Members must open a share savings account and deposit and maintain at least $5.00.
Membership information collected October 5, 2026.