Credit union · NCUA insured
Altoona Auto Loan Rates
Altoona auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Altoona’s auto loan rates compare
Compared with banks and credit unions near Altoona, PA, where Altoona has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Altoona
4.75%APR
- Terms
- up to 60 months
- Up to
- 10.25% APR
New Auto and Motorcycle Loans
Lowest rate
G.A.P. Federal Credit Union
4.50%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
Blair County Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Up to
- —
Altoona auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Altoona ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto and Motorcycle Loans
Rates depend on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75%–10.25% | Depends on credit score. |
| 61–84 months | 4.75%–10.25% | Depends on credit score. |
Sources (1)
- altoonafcu.com/rates.php · captured Oct 7, 2026
Used Auto Loans
Only used vehicles less than 5 years old. Rates depend on credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75%–10.50% | Depends on credit score. Only used vehicles less than 5 years old. |
| 61–72 months | 4.75%–10.50% | Depends on credit score. Only used vehicles less than 5 years old. |
Sources (1)
- altoonafcu.com/rates.php · captured Oct 7, 2026
Who can join Altoona
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.