Credit union · NCUA insured
Healthcare First Credit Union Auto Loan Rates
Healthcare First Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Healthcare First Credit Union’s auto loan rates compare
Compared with banks and credit unions near Altoona, PA, where Healthcare First Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Healthcare First Credit Union
4.75%APR
- Terms
- —
Auto Loan
Lowest rate
G.A.P. Federal Credit Union
4.50%APR
- Terms
- up to 60 months
2nd-lowest rate
Blair County Federal Credit Union
4.74%APR
- Terms
- up to 60 months
Healthcare First Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Healthcare First Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Financing up to 100% of Retail on Titled Vehicles. Valid for new vehicle purchases and refinancing.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Limited time loan special for new vehicle purchases or refinancing. |
Sources (3)
- healthcarefirstcu.com
- healthcarefirstcu.com/race-in-for-this-loan-special
- healthcarefirstcu.com/auto-loan-title-secured
All captured Oct 7, 2026
Who can join Healthcare First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to any person working in the health care field in Cambria, Somerset, and Blair Counties, Pennsylvania, including employees, doctors, medical staff, technicians, volunteers under hospital staff supervision, and full-time registered students in the health care field.
Family and household
- Open to family members of eligible health care workers/members.
Cost to join
- Opening and maintaining membership requires an initial minimum Share deposit of $5.00 in a Share Account.
Membership information collected October 5, 2026.