Compare Bank & Credit Union Rates
Best auto loan rates in Hawaii
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 37 in Hawaii · median 4.99% APR
- 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Term up to 5 years. Higher rates may apply depending on loan term, collateral, and member's credit performance.
Auto loan score 82 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate reflective of all eligible discounts, including 0.25% discount with automatic transfer from share draft/share account with ACH payroll deposit or payroll deduction. Up to 60 months.
Auto loan score 77 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Terms 6 years. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account; without autopay, APR will be 0.25% higher. Final APR depends on creditworthiness. Must be a Hawaii resident.
Auto loan score 75 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Auto loan score 83 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Terms up to 72 months. Rate is as low as. Credit approval and membership eligibility required. Final rate based on credit score.
Auto loan score 79 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
5 Year Term. "A" Tier rate. Payment example based on $1000: 59 payments of $18.87, 1 of $18.79.
Auto loan score 82 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program. Payment example: 59 monthly payments of $18.88, 1 estimated final payment of $18.34 on $1,000 borrowed.
Auto loan score 82 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised 5.00% APR for 60 months. Footnote indicates rate is derived by discounting 6.00% APR with a 0.25% discount for automatic payments and a 0.25% discount for a 20% down payment (footnote text references 5.50% APR / 5.00% APR). Monthly payments at 5.50% APR for 60 months are $575.49 per $30,000 borrowed. Actual rates depend on credit history and loan terms.
Auto loan score 70 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - Honolulu Fire Department Federal Credit UnionVehicle Loan (New) · up to 60 months
Credit union · 2 branches
5.15%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Drive Your Next Adventure New Vehicles Only. With a new auto loan, you will receive two HFDFCU license plate holders. Rates as low as 5.15% for 60 months.
Auto loan score 72 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Up to seven years to repay. APR is subject to change without notice.
Auto loan score 77 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates displayed are the lowest rates available, including a discount for automatic payment. Subject to credit qualifications.
Auto loan score 68 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
60 months. Rate includes 25 basis point reduction for automatic payment.
Auto loan score 67 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as
Terms
As low as rate for Car, Truck, SUV.
Auto loan score 76 · Carrot Score 69
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as
Terms
Minimum loan amount $15,000. Rates and terms dependent on creditworthiness.
Auto loan score 70 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
Fixed rate. Credit subject to approval; final APR may be higher based on creditworthiness. Financing available up to 100% of MSRP.
Auto loan score 68 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Hawaii
37 banks and credit unions · checked Oct 16–22
- Typical
- 4.99%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.39%
- Credit unions, typical
- 4.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches