Compare Bank & Credit Union Rates
Best auto loan rates in Hilo, HI
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–7 of 7 in Hilo, HI · median 4.50% APR
- 4.49%APRas low as
Terms
As low as 4.49% APR. Flexible repayment terms up to 7 years (84 months). APR determined by applicant's score. No prepayment penalty.
Auto loan score 88 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Up to 5 Years (60 months). 100% financing.
Auto loan score 89 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Celebrate our 70th anniversary with 1 point off your qualified rate as low as 4.50% APR on new autos! Subject to change at anytime so contact us today!
Auto loan score 87 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Promotional rate. Actual APR will be based on loan terms. No Refinancing of current HELCO FCU loans. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications, and collateral conditions. Members must qualify under HELCO FCU's membership and lending guidelines.
Auto loan score 85 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate reflective of all eligible discounts, including 0.25% discount with automatic transfer from share draft/share account with ACH payroll deposit or payroll deduction. Up to 60 months.
Auto loan score 77 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Advertised 5.00% APR for 60 months. Footnote indicates rate is derived by discounting 6.00% APR with a 0.25% discount for automatic payments and a 0.25% discount for a 20% down payment (footnote text references 5.50% APR / 5.00% APR). Monthly payments at 5.50% APR for 60 months are $575.49 per $30,000 borrowed. Actual rates depend on credit history and loan terms.
Auto loan score 70 · Carrot Score 71
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low as
Terms
As low as APR. Subject to credit approval. Financing up to 125% MSRP.
Auto loan score 66 · Carrot Score 91
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Hilo, HI
7 banks and credit unions · checked Oct 22
- Typical
- 4.50%
- Top 10% up to
- 4.50%
- Credit unions, typical
- 4.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Hilo, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hawaii Community Federal Credit UnionCredit union · 9 branches
- Hawaii County Employees FCUCredit union · 1 branch
- CU Hawaii Federal Credit UnionCredit union · 10 branches