Compare Bank & Credit Union Rates
Best auto loan rates in Kapaa, HI
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Kauai County, HI · median 5.75% APR
- 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate reflective of all eligible discounts, including 0.25% discount with automatic transfer from share draft/share account with ACH payroll deposit or payroll deduction. Up to 60 months.
Auto loan score 77 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as
Terms
Up to seven years to repay. APR is subject to change without notice.
Auto loan score 77 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
Fixed rate. Credit subject to approval; final APR may be higher based on creditworthiness. Financing available up to 100% of MSRP.
Auto loan score 68 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 6.25%APRas low as · up to 17.99%
6.25% APR, up to 17.99%
Terms
New & Used - 100% Financing. 7-year term available for loans exceeding $30,000.00 on new autos only. Actual rates are based on credit rating, loan term, and the model year of vehicle financed.
Auto loan score 68 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 6.49%APRas low as · up to 9.99%
6.49% APR, up to 9.99%
Terms
96 months term available for New Autos with loan to value no greater than 115%. Additional conditions and restrictions apply.
Auto loan score 81 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Kauai County, HI
5 banks and credit unions · checked Oct 22
- Typical
- 5.75%
- Top 10% up to
- 4.95%
- Credit unions, typical
- 5.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kapaa, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Finance FactorsBank · 1 branch