Compare Bank & Credit Union Rates
Best auto loan rates in Lahaina, HI
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–9 of 9 in Maui County, HI · median 4.75% APR
- 3.49%APRas low as
Terms
APR rate based on creditworthiness and term of loan. Up to 100% financing.
Auto loan score 98 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 3.75%APRas low as · up to 9.00%
3.75% APR, up to 9.00%
Terms
Credit tiers: Platinum (730+) 3.75%, Preferred (729-680) 4.75%, Standard (679-620) 7.00%, Credit Builder (619 and Below) 9.00%; 5 Years term; Up to 100% LTV
Auto loan score 95 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.25%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate is as low as 4.25% APR; determined by credit evaluation, loan term, loan-to-value, and direct deposit/payroll deduction.
Auto loan score 91 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
New Auto up to 4 years old. Rate shown is for the lowest available rate for a 5 year term. APR depends on credit worthiness, product and term selected, and other factors. Refinancing of an existing Maui County FCU loan is not eligible for this rate.
Auto loan score 86 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Rate discounted from 5.25%. Additional 0.25% discount available for hybrid/electric vehicles. Best rate for credit score 720-850.
Auto loan score 82 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate reflective of all eligible discounts, including 0.25% discount with automatic transfer from share draft/share account with ACH payroll deposit or payroll deduction. Up to 60 months.
Auto loan score 77 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.90%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Terms 6 years. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account; without autopay, APR will be 0.25% higher. Final APR depends on creditworthiness. Must be a Hawaii resident.
Auto loan score 75 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Advertised rate is 'A+' Tiered Rate under Reflective Loan Pricing Program. Payment example: 59 monthly payments of $18.88, 1 estimated final payment of $18.34 on $1,000 borrowed.
Auto loan score 82 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Terms
Fixed rate. Credit subject to approval; final APR may be higher based on creditworthiness. Financing available up to 100% of MSRP.
Auto loan score 68 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Maui County, HI
9 banks and credit unions · checked Oct 22
- Typical
- 4.75%
- Top 10% up to
- 3.70%
- Credit unions, typical
- 4.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kahului, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maui County Federal Credit UnionCredit union · 2 branches
- Finance FactorsBank · 1 branch
- Wailuku Federal Credit UnionCredit union · 1 branch