Credit union · NCUA insured
Honolulu Fire Department Federal Credit Union
A $85.6M credit union headquartered in Honolulu, HI, with 6,207 members and 2 branches in Hawaii. Best rates: CDs 0.60% and savings 0.15% APY.
Honolulu Fire Department Federal Credit Union Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#21 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Honolulu Fire Department Federal Credit Union
Founded in 1937, Honolulu Fire Department Federal Credit Union is a member-owned credit union dedicated to serving Hawaii's firefighters and their families.
The credit union is headquartered in Honolulu, Hawaii.
- Headquarters
- 1200 N School St, Honolulu, HI 96817-2013
- NCUA charter
- 1880
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Active or retired members of the Hawaii Fire Fighters Association (HFFA), Local No. 1463 are eligible to join.
- Members of The Friends of Iolani Palace are eligible to join.
- Members of the United Union of Roofers, Waterproofers & Allied Workers, Local 221 are eligible to join.
Military, government and schools
- Active or retired members of the Federal Fire Fighters of Hawaii (FFD), Local F-263 are eligible to join.
- Active or retired Honolulu Fire Department employees are eligible to join.
- Active or retired Honolulu Fire Department firefighters are eligible to join.
5 more ways to join
Military, government and schools
- Employees of and students attending Ho’omau Fire Academy are eligible to join.
Family and household
- Immediate family members (current spouse, children and grandchildren, parents and grandparents, siblings) of any individual eligible through the 7 qualifying affiliations are eligible to join.
- Immediate family members (current spouse, children and grandchildren, parents and grandparents, siblings) of any current HFDFCU member are eligible to join.
- Household members living in the same residential household as any individual eligible through the 7 qualifying affiliations are eligible to join.
- Household members living in the same residential household as any current HFDFCU member are eligible to join.
Branches
2 branches in Hawaii
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Hawaii
2 branches
- Honolulu Fire Department FCU-Main BranchMain office1200 N School St, Honolulu, HI 96817Directions
- Hawaii Network Shared Branching for Credit Unions3465 Waialae Ave, Suite 370, Honolulu, HI 96816Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.62% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.99% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $70 | $59 | — |
- CapitalNet worth ratio11.62%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.99%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$70Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Honolulu Fire Department Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.