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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Hawaii

  1. Top Carrot, Carrot Score 87
    Hawaiian Financial Federal Credit UnionShare CertificatesCD · 13 months · $2,000 min

    Credit union · 10 branches

    4.55%APY$494 over 13 months on $10,000
  2. Top Carrot, Carrot Score 87
    UHFCUCertificateCD · 5 months · $1,000 min

    Credit union · 4 branches

    4.50%APY$185 over 5 months on $10,000
  3. Ko’olau FCUShare CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$223 over 6 months on $10,000
  4. Hawaii State FCUTerm ShareCD · 9 months · $1,000 min

    Credit union · 14 branches

    4.50%APY$336 over 9 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Honolulu Federal Credit Union (HOCU)90th Anniversary Certificate SpecialCD · 9 months · $500 min

    Credit union · 5 branches

    4.50%APY$336 over 9 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    CU Hawaii Federal Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 10 branches

    4.50%APY$2,462 over 60 months on $10,000
  7. HawaiiUSA FCU13-Month Educator Share CertificateCD · 13 months · $500 min

    Credit union · 15 branches

    4.40%APY$478 over 13 months on $10,000
  8. HFS Federal Credit UnionShare CertificatesCD · 36 months · $2,500 min

    Credit union · 6 branches

    4.33%APY$1,356 over 36 months on $10,000
  9. Top Carrot, Carrot Score 88
    Big Island Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min

    Credit union · 3 branches

    4.33%APY$2,361 over 60 months on $10,000
  10. Top Carrot, Carrot Score 88
    Wailuku Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$210 over 6 months on $10,000
  11. Top Carrot, Carrot Score 92
    Maui County Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000
  12. Hawaii Central Federal Credit UnionShare Certificate SpecialCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Finance FactorsRising Rate CDCD · 7 months · $10,000 min

    Bank · 13 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  14. Kaua'i Federal Credit UnionJumbo CertificatesCD · 18 months

    Credit union · 3 branches

    4.20%APY$637 over 18 months on $10,000
  15. HawaiiUSA FCUShare CertificateCD · 13 months · $500 min

    Credit union · 15 branches

    4.15%APY$450 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Hawaii

377 CDs at 44 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.02%
Banks, typical
0.30%
Credit unions, typical
3.20%

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Hawaii

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 2 branches
  2. Maui County Federal Credit UnionCredit union · 2 branches
  3. Hawaii Community Federal Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate