Credit union · NCUA insured
UHFCU
Top CarrotA $956.7M credit union headquartered in Honolulu, HI, with 35,354 members and 4 branches in Hawaii. Best rates: CDs 4.50% and savings 0.15% APY.
UHFCU Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#4 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About UHFCU
- Headquarters
- 2019 S King St, Honolulu, HI 96826
- NCUA charter
- 10465
Branches
4 branches in Hawaii
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Hawaii
4 branches
- Campus Center Branch2465 Campus Rd # CC206, Honolulu, HI 96822Directions
- Manoa Marketplace Branch2752 Woodlawn Dr Ste 5-107, Honolulu, HI 96822Directions
- McCully Branch2019 S King St, Honolulu, HI 96826Directions
- Kapolei Commons Branch4450 Kapolei Pkwy Ste 107, Kapolei, HI 96707Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.30% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.35% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $43 | $76 | — |
- CapitalNet worth ratio11.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.30%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$43Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of UHFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.