Credit union · NCUA insured
Aloha Pacific Federal Credit Union
A $1.5B credit union, the 317th largest of 4,329, headquartered in Honolulu, HI, with 70,841 members and 12 branches in 2 states. Best rates: CDs 4.00% and savings 0.05% APY.
Aloha Pacific Federal Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#19 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Aloha Pacific Federal Credit Union
- Headquarters
- 3465 Waialae Ave Ste 400, Honolulu, HI 96816-2664
- NCUA charter
- 1845
Branches
12 branches in 2 states
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Hawaii
10 branches
Urban Honolulu area · 8
- WaimaluWaimalu Shopping Plaza, 98-1277 Kaahumanu St Ste 143, Aiea, HI 96701Directions
- Fort St988 Fort Street Mall, Honolulu, HI 96813Directions
- Hotel St832 S Hotel St, Honolulu, HI 96813Directions
- Kaimuki Branch3625 Harding Ave, Honolulu, HI 96816Directions
- Pauoa Branch2219 Pauoa Rd, Honolulu, HI 96813Directions
- Kailua Branch200 Hamakua Dr Ste B6, Kailua, HI 96734Directions
- Kapolei Branch1001 Kamokila Blvd Ste 104, Kapolei, HI 96707Directions
- WaikeleWaikele Shopping Center, 94-799 Lumiaina St Unit 2-A2, Waipahu, HI 96797Directions
Kahului area · 1
- Kahului Branch70 Hookele St Ste 1210, Kahului, HI 96732Directions
Kapaa area · 1
- Kekaha Branch8254 Kekaha Rd, Kekaha, HI 96752Directions
Nevada
2 branches
- Henderson Branch9555 S Eastern Ave Ste 150, Las Vegas, NV 89123Directions
- Rebels CU4505 S Maryland Pkwy, Las Vegas, NV 89154Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.81% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.50% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.83% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $57 | $88 | — |
- CapitalNet worth ratio9.81%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.50%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$57Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Aloha Pacific Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.