Skip to content

Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

Location
Rank in

Top-rated in South Dakota

Showing 26–46 of 46 scored for CDs

  1. First National Bank in Philip3–8 mo 3.38% · 9–15 mo 3.44% · 16–30 mo 3.55% · 31–60 mo 3.60%

    Bank · 2 branches

    80CD score#26 in South Dakota
  2. Norstar Federal Credit Union3–8 mo 3.68% · 9–15 mo 3.78% · 16–30 mo 3.53% · 31–60 mo 3.17%

    Credit union · 1 branch

    79CD score#27 in South Dakota
  3. Avanti FCU3–8 mo 3.50% · 9–15 mo 3.60% · 16–30 mo 3.70% · 31–60 mo 3.25%

    Credit union · 1 branch

    78CD score#28 in South Dakota
  4. Bank Midwest3–8 mo 3.33% · 9–15 mo 3.35% · 16–30 mo 3.45% · 31–60 mo 3.65%

    Bank · 1 branch

    78CD score#29 in South Dakota
  5. Healthcare Plus Federal Credit Union3–8 mo 3.02% · 9–15 mo 3.66% · 16–30 mo 3.75% · 31–60 mo 3.20%

    Credit union · 1 branch

    78CD score#30 in South Dakota
  6. Dacotah Bank3–8 mo 3.75% · 9–15 mo 3.90% · 16–30 mo 1.75% · 31–60 mo 1.75%

    Bank · 21 branches

    78CD score#31 in South Dakota
  7. Interfaith Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.25%

    Credit union · 1 branch

    76CD score#32 in South Dakota
  8. Oahe Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.50% · 16–30 mo 3.25% · 31–60 mo —

    Credit union · 2 branches

    71CD score#33 in South Dakota
  9. Commercial State Bank3–8 mo 1.51% · 9–15 mo 2.02% · 16–30 mo 2.78% · 31–60 mo 3.54%

    Bank · 1 branch

    70CD score#34 in South Dakota
  10. Ft. Randall Federal Credit Union3–8 mo 3.54% · 9–15 mo 3.29% · 16–30 mo 3.03% · 31–60 mo —

    Credit union · 2 branches

    70CD score#35 in South Dakota
  11. Bluestone Federal Credit Union3–8 mo 1.51% · 9–15 mo 3.56% · 16–30 mo 2.53% · 31–60 mo 2.79%

    Credit union · 3 branches

    69CD score#36 in South Dakota
  12. ONE AMERICAN BANK3–8 mo — · 9–15 mo 3.59% · 16–30 mo 1.96% · 31–60 mo 2.36%

    Bank · 3 branches

    67CD score#37 in South Dakota
  13. Dacotah Federal Credit Union3–8 mo — · 9–15 mo 3.56% · 16–30 mo 2.22% · 31–60 mo 2.22%

    Credit union · 1 branch

    66CD score#38 in South Dakota
  14. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 7 branches

    66CD score#39 in South Dakota
  15. Consumer's Federal Credit Union3–8 mo 3.32% · 9–15 mo 3.01% · 16–30 mo 2.26% · 31–60 mo 2.01%

    Credit union · 1 branch

    66CD score#40 in South Dakota
  16. Explorers Credit Union3–8 mo 3.02% · 9–15 mo 2.52% · 16–30 mo 2.52% · 31–60 mo 2.52%

    Credit union · 4 branches

    66CD score#41 in South Dakota
  17. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 10 branches

    65CD score#42 in South Dakota
  18. Service First FCU3–8 mo 3.00% · 9–15 mo 2.00% · 16–30 mo 1.75% · 31–60 mo 1.25%

    Credit union · 3 branches

    63CD score#43 in South Dakota
  19. Dakota Plains FCU3–8 mo 0.15% · 9–15 mo 0.25% · 16–30 mo 0.50% · 31–60 mo 1.40%

    Credit union · 4 branches

    61CD score#44 in South Dakota
  20. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 4 branches

    60CD score#45 in South Dakota
  21. First Interstate Bank3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 46 branches

    60CD score#46 in South Dakota

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 72 of the 118 institutions with a branch in South Dakota have too few rates published or captured to score. Rankings are a preview, not awards.