Credit union · NCUA insured
Dacotah Federal Credit Union CD Rates
Dacotah Federal Credit Union’s best CD rate is 3.56% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Dacotah Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Rapid City, SD, where Dacotah Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dacotah Federal Credit Union
3.56%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $356
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Northern Hills Federal Credit Union
4.20%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $895
Dacotah Federal Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo2.22%
- 31–60 months31–60 mo2.22%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dacotah Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.56% | $356 |
| 24 months | 2.22% | $449 |
| 36 months | 2.22% | $681 |
| 48 months | 2.22% | $918 |
| 60 months | 2.22% | $1,160 |
Sources (1)
- dacotahfcu.com/rates-2 · captured Sep 19, 2026
Who can join Dacotah Federal Credit Union
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