Credit union · NCUA insured
Healthcare Plus Federal Credit Union
A $69.7M credit union headquartered in Aberdeen, SD, with 5,041 members and 1 branch in South Dakota. Best rates: CDs 3.90% and savings 0.60% APY.
Healthcare Plus Federal Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#5 of 8 in Aberdeen, SD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Healthcare Plus Federal Credit Union
Healthcare Plus Federal Credit Union is a member-owned financial cooperative based in Aberdeen, South Dakota.
The credit union serves members across 22 counties in Northeast South Dakota and Southeast North Dakota.
- Headquarters
- 203 S Dakota St, Aberdeen, SD 57401
- NCUA charter
- 23371
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, attend school, own property, or own a business in 22 designated counties in Northeast South Dakota and Southeast North Dakota.
Family and household
- Membership is open to immediate family members of current Healthcare Plus Federal Credit Union members.
Branches
1 branch in South Dakota
Loading map…
South Dakota
1 branch
- Main LocationMain office203 S Dakota St, Aberdeen, SD 57401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.54% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.80% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $88 | $59 | — |
- CapitalNet worth ratio8.54%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.80%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$88Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Healthcare Plus Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.