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Credit union · NCUA insured

Consumer's Federal Credit Union CD Rates

Top Carrot, Carrot Score 87Top Carrot

Consumer's Federal Credit Union’s best CD rate is 3.32% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.

How Consumer's Federal Credit Union’s CD rates compare

Compared with banks and credit unions in South Dakota, where Consumer's Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 87

    This credit union’s best

    Consumer's Federal Credit Union

    3.32%APY

    Term
    6 months
    Minimum
    $1,000
    Earns on $10,000
    $165

    Share Term Certificates

  • Top rate

    Dakota Community Bank & Trust

    5.10%APY

    Term
    89 months
    Minimum
    $2,500
    Earns on $10,000
    $4,462

    Dakota Community Bank & Trust rates

  • Top Carrot, Carrot Score 87

    2nd-highest rate

    Dakotaland Federal Credit Union

    5.00%APY

    Term
    5 months
    Minimum
    $500
    Earns on $10,000
    $205

    Dakotaland Federal Credit Union rates

Compare CD rates near you →

Consumer's Federal Credit Union CD score

66

CD score

Higher than 17% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.32%
  • 9–15 months9–15 mo3.01%
  • 16–30 months16–30 mo2.26%
  • 31–60 months31–60 mo2.01%
  • QualifiedQualified3.32%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Consumer's Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Consumer's Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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