Credit union · NCUA insured
Consumer's Federal Credit Union
Top CarrotA $22.1M credit union headquartered in Gregory, SD, with 1,613 members and 1 branch in South Dakota. Best rates: CDs 3.32% and savings 1.01% APY.
Consumer's Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#10 of 47 in South DakotaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Consumer's Federal Credit Union
- Headquarters
- 301 highway 18 west, Gregory, SD 57533-2203
- NCUA charter
- 22719
Branches
1 branch in South Dakota
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South Dakota
1 branch
- Consumer's Federal Credit UnionMain office301 highway 18 west, Gregory, SD 57533Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.65% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.86% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio9.65%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.86%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Consumer's Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.