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Credit union · NCUA insured

Oahe Federal Credit Union CD Rates

Oahe Federal Credit Union’s best CD rate is 3.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.

How Oahe Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Pierre, SD, where Oahe Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Oahe Federal Credit Union

    3.50%APY

    Term
    6 months
    Requires
    None
    Minimum
    $500
    Earns on $10,000
    $173

    Share Certificates

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 3rd-highest rate

    Dakota Plains FCU

    1.40%APY

    Term
    60 months
    Requires
    None
    Minimum
    $100
    Earns on $10,000
    $720

    Dakota Plains FCU rates

Compare CD rates near you →

Oahe Federal Credit Union CD score

71

CD score

Higher than 28% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.50%
  • 9–15 months9–15 mo3.50%
  • 16–30 months16–30 mo3.25%
  • QualifiedQualified3.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Oahe Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Oahe Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of any business registered with South Dakota Retailers Association are eligible for membership.
  • Employees of St. Mary Hospital are eligible for membership.

Military, government and schools

  • Employees of Ft. Pierre School District are eligible for membership.
  • Employees of Pierre Head Start are eligible for membership.
  • Employees of Pierre School District are eligible for membership.
  • Employees of Pierre Indian Learning Center are eligible for membership.
5 more ways to join

Military, government and schools

  • Employees of the City of Fort Pierre are eligible for membership.
  • Employees of the City Of Pierre are eligible for membership.
  • Federal Government employees located within 50 miles of Pierre are eligible for membership.
  • Employees of the State of South Dakota are eligible for membership.

Family and household

  • Immediate family members (relatives by blood, marriage, legal adoption, or legal guardianship) of eligible members are eligible for membership.

Cost to join

  • Membership requires maintaining a $25.00 minimum Share Account balance in the primary credit union savings account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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