Credit union · NCUA insured
Norstar Federal Credit Union
A $77.9M credit union headquartered in Britton, SD, with 2,810 members and 1 branch in South Dakota. Best rates: CDs 3.78% and savings 1.75% APY.
Norstar Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#23 of 47 in South DakotaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Norstar Federal Credit Union
Founded in 1942, Norstar Federal Credit Union is headquartered in Britton, South Dakota.
The credit union serves over 2,700 members across Marshall, Day, and Sargent counties, and eastern Brown County.
- Headquarters
- 515 Vander Horck St, Britton, SD 57430
- NCUA charter
- 4951
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Marshall County, Day County, Brown County east of County Road 16 in South Dakota, or Sargent County, North Dakota is eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Membership requires maintaining at least a $5.00 balance (one share) in a Share Savings account with an initial $5.00 minimum deposit.
Branches
1 branch in South Dakota
Loading map…
South Dakota
1 branch
- Main LocationMain office515 Vander Horck St, Britton, SD 57430Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.26% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.09% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.69% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $80 | $59 | — |
- CapitalNet worth ratio15.26%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.09%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.69%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$80Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Norstar Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.