Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in New York
Showing 51–75 of 225 scored for CDs
- Municipal Credit Union3–8 mo 3.30% · 9–15 mo 4.07% · 16–30 mo 3.56% · 31–60 mo 3.82%
Credit union · 15 branches
87CD score#51 in New York - O&R Utilities Employees Federal Credit Union3–8 mo 3.56% · 9–15 mo 3.71% · 16–30 mo 3.82% · 31–60 mo 4.07%
Credit union · 1 branch
87CD score#52 in New York - Actors Federal Credit Union3–8 mo 3.81% · 9–15 mo 4.33% · 16–30 mo 0.55% · 31–60 mo 3.29%
Credit union · 1 branch
86CD score#53 in New York - Auburn Community Federal Credit Union3–8 mo 3.65% · 9–15 mo 3.75% · 16–30 mo 3.85% · 31–60 mo 4.00%
Credit union · 4 branches
86CD score#54 in New York - 86CD score#54 in New York
- 86CD score#56 in New York
- XCEL Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.05% · 16–30 mo 4.00% · 31–60 mo 3.30%
Credit union · 1 branch
86CD score#57 in New York - Lufthansa Employee Federal Credit Union3–8 mo — · 9–15 mo 4.25% · 16–30 mo 3.56% · 31–60 mo 3.56%
Credit union · 1 branch
86CD score#58 in New York - Utica District Telephone Employees Federal Credit Union3–8 mo 3.56% · 9–15 mo 4.06% · 16–30 mo 4.06% · 31–60 mo —
Credit union · 1 branch
86CD score#59 in New York - Together Credit Union3–8 mo 3.50% · 9–15 mo 4.50% · 16–30 mo 3.25% · 31–60 mo 3.25%
Credit union · 1 branch
86CD score#60 in New York - 86CD score#61 in New York
- Great Meadow Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.85% · 31–60 mo 3.70%
Credit union · 4 branches
86CD score#62 in New York - Teachers Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 4.50% · 31–60 mo 3.00%
Credit union · 31 branches
86CD score#62 in New York - NY TEAM Federal Credit Union3–8 mo 3.75% · 9–15 mo 4.20% · 16–30 mo 3.50% · 31–60 mo 2.75%
Credit union · 3 branches
85CD score#64 in New York - Jovia Credit Union3–8 mo 4.00% · 9–15 mo 1.00% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 20 branches
85CD score#65 in New York - 85CD score#65 in New York
- 85CD score#67 in New York
- 85CD score#67 in New York
- People's Alliance Federal Credit Union3–8 mo 3.97% · 9–15 mo 4.05% · 16–30 mo 3.14% · 31–60 mo 2.87%
Credit union · 7 branches
85CD score#69 in New York - Mid-Hudson Valley Federal Credit Union3–8 mo 3.00% · 9–15 mo 4.15% · 16–30 mo 3.75% · 31–60 mo 3.00%
Credit union · 12 branches
85CD score#70 in New York - Neighborhood Trust FCU3–8 mo 3.05% · 9–15 mo 3.56% · 16–30 mo 3.98% · 31–60 mo 3.77%
Credit union · 1 branch
85CD score#71 in New York - TrailNorth Federal Credit Union3–8 mo 3.82% · 9–15 mo 3.56% · 16–30 mo 4.00% · 31–60 mo 3.20%
Credit union · 3 branches
85CD score#71 in New York - Peoples Security Bank & Trust3–8 mo 3.85% · 9–15 mo 3.85% · 16–30 mo 4.00% · 31–60 mo 1.10%
Bank · 2 branches
84CD score#73 in New York - State CS Employees Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo —
Credit union · 2 branches
84CD score#73 in New York - NextStep Federal Credit Union3–8 mo 3.61% · 9–15 mo 3.00% · 16–30 mo 3.82% · 31–60 mo 3.92%
Credit union · 2 branches
84CD score#75 in New York
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 228 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.