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Credit union · NCUA insured

Auburn Community Federal Credit Union CD Rates

Top Carrot, Carrot Score 91Top Carrot

Auburn Community Federal Credit Union’s best CD rate is 4.00% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Auburn Community Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Auburn, NY, where Auburn Community Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 91

    This credit union’s best

    Auburn Community Federal Credit Union

    4.00%APY

    Term
    36 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $1,249

    Certificates of Deposit (CD)

  • Top Carrot, Carrot Score 91

    Top rate

    AmeriCU Credit Union

    4.50%APY

    Term
    3 months
    Requires
    None
    Minimum
    $50
    Earns on $10,000
    $111

    AmeriCU Credit Union rates

  • 2nd-highest rate

    Lyons National Bank (LNB)

    4.00%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $1,000
    Earns on $10,000
    $366

    Lyons National Bank (LNB) rates

Compare CD rates near you →

Auburn Community Federal Credit Union CD score

86

CD score

Higher than 74% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.65%
  • 9–15 months9–15 mo3.75%
  • 16–30 months16–30 mo3.85%
  • 31–60 months31–60 mo4.00%
  • QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Auburn Community Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Auburn Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to anyone who lives, works, worships, attends school, or operates a business in Cayuga County, Onondaga County, Madison County, or Oswego County.

Family and household

  • Family members of Auburn Community FCU members and surviving family members (including immediate family members or spouses) of deceased members are eligible for membership.

Cost to join

  • A savings account with a minimum deposit of $5 is required to establish membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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