Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Michigan
Showing 1–25 of 190 scored for CDs
- Dow Credit Union3–8 mo 4.35% · 9–15 mo 4.50% · 16–30 mo 4.40% · 31–60 mo 4.40%
Credit union · 2 branches
99CD score#1 in Michigan - Everwise Credit Union3–8 mo 4.35% · 9–15 mo 4.47% · 16–30 mo 4.47% · 31–60 mo 4.12%
Credit union · 4 branches
98CD score#2 in Michigan - Genisys Credit Union3–8 mo 4.30% · 9–15 mo 4.35% · 16–30 mo 4.50% · 31–60 mo 4.08%
Credit union · 30 branches
98CD score#3 in Michigan - Health Advantage Credit Union3–8 mo 4.40% · 9–15 mo 4.50% · 16–30 mo 3.60% · 31–60 mo 3.65%
Credit union · 2 branches
95CD score#4 in Michigan - Peninsula Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.30% · 16–30 mo 4.10% · 31–60 mo 4.30%
Credit union · 4 branches
94CD score#5 in Michigan - Gratiot Community Credit Union3–8 mo 4.07% · 9–15 mo 4.13% · 16–30 mo 4.18% · 31–60 mo 4.33%
Credit union · 3 branches
94CD score#6 in Michigan - Sunrise Family Credit Union3–8 mo 4.33% · 9–15 mo 4.59% · 16–30 mo 4.07% · 31–60 mo 2.00%
Credit union · 3 branches
94CD score#7 in Michigan - Christian Financial Credit Union3–8 mo 2.00% · 9–15 mo 4.50% · 16–30 mo 4.50% · 31–60 mo 3.75%
Credit union · 12 branches
93CD score#8 in Michigan - Nicolet National Bank3–8 mo 3.50% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.70%
Bank · 15 branches
93CD score#8 in Michigan - Michigan Schools & Government Credit Union3–8 mo 2.50% · 9–15 mo 4.55% · 16–30 mo 4.45% · 31–60 mo 3.50%
Credit union · 24 branches
93CD score#10 in Michigan - DFCU Financial3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.40% · 31–60 mo 3.25%
Credit union · 30 branches
93CD score#11 in Michigan - Extra Credit Union3–8 mo 3.80% · 9–15 mo 4.06% · 16–30 mo 4.16% · 31–60 mo 4.37%
Credit union · 2 branches
92CD score#12 in Michigan - North Central Area Credit Union3–8 mo 3.95% · 9–15 mo 4.25% · 16–30 mo 4.05% · 31–60 mo 4.20%
Credit union · 7 branches
92CD score#13 in Michigan - Cornerstone Community Financial Credit Union3–8 mo 4.40% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 2.52%
Credit union · 7 branches
92CD score#14 in Michigan - Lake Huron Credit Union3–8 mo 3.53% · 9–15 mo 4.19% · 16–30 mo 4.50% · 31–60 mo 3.56%
Credit union · 3 branches
92CD score#15 in Michigan - Community Choice Credit Union3–8 mo 4.15% · 9–15 mo 4.26% · 16–30 mo 4.30% · 31–60 mo 0.50%
Credit union · 23 branches
91CD score#16 in Michigan - Embers Credit Union3–8 mo 3.90% · 9–15 mo 4.15% · 16–30 mo 4.15% · 31–60 mo 4.15%
Credit union · 7 branches
91CD score#17 in Michigan - Notre Dame Federal Credit Union3–8 mo 3.65% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.00%
Credit union · 1 branch
90CD score#18 in Michigan - 90CD score#19 in Michigan
- Directions Credit Union3–8 mo 3.82% · 9–15 mo 4.07% · 16–30 mo 4.13% · 31–60 mo 4.18%
Credit union · 3 branches
89CD score#20 in Michigan - 89CD score#21 in Michigan
- Community Focus Federal Credit Union3–8 mo 4.30% · 9–15 mo 4.00% · 16–30 mo 3.75% · 31–60 mo 3.85%
Credit union · 4 branches
89CD score#22 in Michigan - Chief Financial Credit Union3–8 mo 3.50% · 9–15 mo 4.29% · 16–30 mo 4.45% · 31–60 mo 0.75%
Credit union · 4 branches
89CD score#23 in Michigan - MSU Federal Credit Union3–8 mo 3.80% · 9–15 mo 3.90% · 16–30 mo 4.15% · 31–60 mo 4.25%
Credit union · 26 branches
89CD score#23 in Michigan - Community West Credit Union3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 3.75% · 31–60 mo 3.75%
Credit union · 5 branches
89CD score#25 in Michigan
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 90 of the 280 institutions with a branch in Michigan have too few rates published or captured to score. Rankings are a preview, not awards.