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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Massachusetts

Showing 1–25 of 177 scored for CDs

  1. Energy Credit Union3–8 mo 4.20% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.75%

    Credit union · 2 branches

    97CD score#1 in Massachusetts
  2. Leader Bank3–8 mo 4.20% · 9–15 mo 4.35% · 16–30 mo 4.35% · 31–60 mo 4.35%

    Bank · 7 branches

    97CD score#2 in Massachusetts
  3. Arise Financial3–8 mo 3.75% · 9–15 mo 4.15% · 16–30 mo 4.50% · 31–60 mo 4.75%

    Credit union · 9 branches

    96CD score#3 in Massachusetts
  4. Hanscom Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.50% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Credit union · 14 branches

    96CD score#4 in Massachusetts
  5. Cranberry FCU3–8 mo 3.43% · 9–15 mo 4.44% · 16–30 mo 4.49% · 31–60 mo 4.28%

    Credit union · 2 branches

    95CD score#5 in Massachusetts
  6. The Village Bank3–8 mo 4.25% · 9–15 mo 4.50% · 16–30 mo 3.75% · 31–60 mo 3.75%

    Bank · 10 branches

    95CD score#6 in Massachusetts
  7. Mass Bay Credit Union3–8 mo 3.75% · 9–15 mo 4.44% · 16–30 mo 4.40% · 31–60 mo 3.45%

    Credit union · 4 branches

    94CD score#7 in Massachusetts
  8. Winchester Co-operative Bank3–8 mo 3.90% · 9–15 mo 4.15% · 16–30 mo 4.30% · 31–60 mo 4.30%

    Bank · 2 branches

    94CD score#8 in Massachusetts
  9. Institution for Savings3–8 mo 4.10% · 9–15 mo 4.50% · 16–30 mo 4.40% · 31–60 mo 2.25%

    Bank · 13 branches

    94CD score#9 in Massachusetts
  10. USALLIANCE Financial3–8 mo 3.80% · 9–15 mo 4.50% · 16–30 mo 4.20% · 31–60 mo 3.95%

    Credit union · 1 branch

    94CD score#10 in Massachusetts
  11. Harvard Federal Credit Union3–8 mo 3.85% · 9–15 mo 4.10% · 16–30 mo 4.25% · 31–60 mo 4.35%

    Credit union · 6 branches

    93CD score#11 in Massachusetts
  12. GFA FCU3–8 mo 3.50% · 9–15 mo 4.15% · 16–30 mo 4.25% · 31–60 mo 4.45%

    Credit union · 4 branches

    93CD score#12 in Massachusetts
  13. National Grand Bank3–8 mo 3.50% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.25%

    Bank · 2 branches

    92CD score#13 in Massachusetts
  14. St. Jean's Credit Union3–8 mo 4.25% · 9–15 mo 4.50% · 16–30 mo 3.10% · 31–60 mo 3.20%

    Credit union · 5 branches

    91CD score#14 in Massachusetts
  15. Salem Five Bank3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 4.36% · 31–60 mo 2.25%

    Bank · 33 branches

    91CD score#15 in Massachusetts
  16. Shrewsbury Federal Credit Union3–8 mo 3.71% · 9–15 mo 4.07% · 16–30 mo 4.23% · 31–60 mo 4.23%

    Credit union · 1 branch

    91CD score#16 in Massachusetts
  17. Metro Credit Union3–8 mo 3.25% · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 3.25%

    Credit union · 17 branches

    90CD score#17 in Massachusetts
  18. Newburyport Bank3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.35% · 31–60 mo 3.25%

    Bank · 6 branches

    90CD score#18 in Massachusetts
  19. Milford Federal3–8 mo 4.30% · 9–15 mo 3.25% · 16–30 mo 4.30% · 31–60 mo 3.45%

    Bank · 3 branches

    89CD score#19 in Massachusetts
  20. NESC Federal Credit Union3–8 mo 4.07% · 9–15 mo 4.59% · 16–30 mo 3.30% · 31–60 mo 2.53%

    Credit union · 4 branches

    89CD score#19 in Massachusetts
  21. Eastern Bank3–8 mo 3.90% · 9–15 mo 4.25% · 16–30 mo 4.30% · 31–60 mo 0.20%

    Bank · 112 branches

    89CD score#21 in Massachusetts
  22. Northern Bank3–8 mo 4.00% · 9–15 mo 4.50% · 16–30 mo 3.25% · 31–60 mo 3.25%

    Bank · 12 branches

    89CD score#22 in Massachusetts
  23. Pentucket Bank3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.25% · 31–60 mo 3.25%

    Bank · 4 branches

    89CD score#22 in Massachusetts
  24. Members Plus Credit Union3–8 mo — · 9–15 mo 4.30% · 16–30 mo 4.30% · 31–60 mo 3.25%

    Credit union · 7 branches

    89CD score#24 in Massachusetts
  25. AllCom Credit Union3–8 mo 3.95% · 9–15 mo 4.00% · 16–30 mo 4.05% · 31–60 mo 4.20%

    Credit union · 2 branches

    89CD score#25 in Massachusetts

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 62 of the 239 institutions with a branch in Massachusetts have too few rates published or captured to score. Rankings are a preview, not awards.