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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Oxnard, CA metro

Showing 1–22 of 22 scored for CDs

  1. OceanAir Federal Credit Union3–8 mo 4.25% · 9–15 mo 4.25% · 16–30 mo 4.25% · 31–60 mo 4.50%

    Credit union · 4 branches

    97CD score#1 in Oxnard, CA metro
  2. SchoolsFirst FCU3–8 mo 4.10% · 9–15 mo 3.95% · 16–30 mo 4.30% · 31–60 mo 4.10%

    Credit union · 1 branch

    93CD score#2 in Oxnard, CA metro
  3. First Bank3–8 mo 4.05% · 9–15 mo 4.20% · 16–30 mo 3.80% · 31–60 mo 3.51%

    Bank · 2 branches

    89CD score#3 in Oxnard, CA metro
  4. CommunityAmerica Credit Union3–8 mo 3.85% · 9–15 mo 4.00% · 16–30 mo 4.10% · 31–60 mo 3.95%

    Credit union · 2 branches

    88CD score#4 in Oxnard, CA metro
  5. City National Bank3–8 mo 4.23% · 9–15 mo 4.39% · 16–30 mo 1.76% · 31–60 mo 1.56%

    Bank · 2 branches

    88CD score#5 in Oxnard, CA metro
  6. Navy Federal Credit Union3–8 mo 1.50% · 9–15 mo 4.05% · 16–30 mo 4.10% · 31–60 mo 4.10%

    Credit union · 3 branches

    88CD score#6 in Oxnard, CA metro
  7. Citi3–8 mo 4.00% · 9–15 mo 4.25% · 16–30 mo 2.00% · 31–60 mo 2.00%

    Bank · 7 branches

    87CD score#7 in Oxnard, CA metro
  8. Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%

    Credit union · 1 branch

    86CD score#8 in Oxnard, CA metro
  9. Ventura County Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 3.00% · 31–60 mo 3.75%

    Credit union · 8 branches

    85CD score#9 in Oxnard, CA metro
  10. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 22 branches

    81CD score#10 in Oxnard, CA metro
  11. BCU3–8 mo 3.20% · 9–15 mo 3.60% · 16–30 mo 3.89% · 31–60 mo 3.10%

    Credit union · 1 branch

    79CD score#11 in Oxnard, CA metro
  12. County Schools Federal Credit Union3–8 mo 2.50% · 9–15 mo 3.00% · 16–30 mo 3.50% · 31–60 mo 3.75%

    Credit union · 2 branches

    79CD score#12 in Oxnard, CA metro
  13. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 1 branch

    78CD score#13 in Oxnard, CA metro
  14. Wescom Financial3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 4.00%

    Credit union · 3 branches

    77CD score#14 in Oxnard, CA metro
  15. Logix Federal Credit Union3–8 mo 3.70% · 9–15 mo 3.25% · 16–30 mo 3.20% · 31–60 mo 3.05%

    Credit union · 5 branches

    75CD score#15 in Oxnard, CA metro
  16. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 17 branches

    74CD score#16 in Oxnard, CA metro
  17. Zions Bank3–8 mo 3.05% · 9–15 mo 3.05% · 16–30 mo 3.05% · 31–60 mo 3.05%

    Bank · 1 branch

    70CD score#17 in Oxnard, CA metro
  18. Premier America Credit Union3–8 mo 3.05% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 8 branches

    69CD score#18 in Oxnard, CA metro
  19. BMO3–8 mo — · 9–15 mo 2.50% · 16–30 mo 2.75% · 31–60 mo 3.00%

    Bank · 2 branches

    66CD score#19 in Oxnard, CA metro
  20. U.S. Bank3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 0.65% · 31–60 mo 0.40%

    Bank · 13 branches

    65CD score#20 in Oxnard, CA metro
  21. Montecito Bank & Trust3–8 mo 3.00% · 9–15 mo 1.50% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 4 branches

    63CD score#21 in Oxnard, CA metro
  22. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 20 branches

    60CD score#22 in Oxnard, CA metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 11 of the 33 institutions with a branch in Oxnard, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.