Credit union · NCUA insured
Premier America Credit Union CD Rates
Premier America Credit Union’s best CD rate is 3.25% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Premier America Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Premier America Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Premier America Credit Union
3.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $325
Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Premier America Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.05%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Premier America Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.25%APY · 8 terms
Penalty for early withdrawal. Automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal | 2.75% | $68 |
| 6 monthsPenalty for early withdrawal | 3.05% | $151 |
| 12 monthsPenalty for early withdrawal | 3.25% | $325 |
| 18 monthsPenalty for early withdrawal | 3.00% | $453 |
| 24 monthsPenalty for early withdrawal | 3.00% | $609 |
| 36 monthsPenalty for early withdrawal | 3.00% | $927 |
| 48 monthsPenalty for early withdrawal | 3.00% | $1,255 |
| 60 monthsPenalty for early withdrawal | 3.00% | $1,593 |
Sources (3)
- es.premieramerica.com/learn/resources/rates
- premieramerica.com/bank/accounts/certificates
- premieramerica.com/learn/resources/rates
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificates
Up to 3.25%APY · 8 terms
Penalty for early withdrawal. IRA options available in Traditional or Roth.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal | 2.75% | $68 |
| 6 monthsPenalty for early withdrawal | 3.05% | $151 |
| 12 monthsPenalty for early withdrawal | 3.25% | $325 |
| 18 monthsPenalty for early withdrawal | 3.00% | $453 |
| 24 monthsPenalty for early withdrawal | 3.00% | $609 |
| 36 monthsPenalty for early withdrawal | 3.00% | $927 |
| 48 monthsPenalty for early withdrawal | 3.00% | $1,255 |
| 60 monthsPenalty for early withdrawal | 3.00% | $1,593 |
Sources (3)
- premieramerica.com/bank/accounts/iras
- es.premieramerica.com/learn/resources/rates
- premieramerica.com/learn/resources/rates
All captured Oct 16, 2026
Youth Launch Certificate
3.00%APY · 1 term
Only available to members ages 0-17. Minor must be primary owner, adult required as joint owner. Renewable 6-month certificate up to age 18. Maximum opening deposit is $1,000.00. Open in-branch.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsOnly members 0-17 years of age. Minor must be primary owner with adult joint owner. 6-month renewable certificate up until age 18. Maximum opening deposit $1,000.00; dividends may be earned on balances above $1,000.00 over time | 3.00% | — |
Sources (3)
- es.premieramerica.com/learn/resources/rates
- premieramerica.com/bank/accoun…youth-launch-certificate
- premieramerica.com/learn/resources/rates
All captured Oct 16, 2026
Who can join Premier America Credit Union
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