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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in California

Showing 1–25 of 271 scored

  1. Top Carrot, Carrot Score 99
    America First Credit UnionCDs 97 · Savings 98 · Auto 79 · Cards 75

    Credit union · 1 branch

    99Carrot Score#1 in California
  2. Top Carrot, Carrot Score 99
    Skyla Credit UnionCDs 97 · Savings 97 · Auto 69 · Cards 61

    Credit union · 1 branch

    99Carrot Score#2 in California
  3. Top Carrot, Carrot Score 99
    F&A Credit UnionCDs 95 · Savings 89 · Auto 89 · Cards 97

    Credit union · 2 branches

    99Carrot Score#3 in California
  4. Top Carrot, Carrot Score 98
    Star One Credit UnionCDs 79 · Savings 95 · Auto 87 · Cards 89

    Credit union · 6 branches

    98Carrot Score#4 in California
  5. Top Carrot, Carrot Score 97
    1st Nor Cal® Credit UnionCDs 67 · Savings 97 · Auto 87 · Cards 89

    Credit union · 6 branches

    97Carrot Score#5 in California
  6. Top Carrot, Carrot Score 95
    Sage Credit UnionCDs 81 · Savings 87 · Auto 89 · Cards 93

    Credit union · 1 branch

    95Carrot Score#6 in California
  7. Top Carrot, Carrot Score 95
    Thinkwise Credit UnionCDs 74 · Savings 68 · Auto 99 · Cards 88

    Credit union · 2 branches

    95Carrot Score#7 in California
  8. Top Carrot, Carrot Score 95
    Downey Federal Credit UnionCDs 64 · Savings 89 · Auto 99

    Credit union · 2 branches

    95Carrot Score#8 in California
  9. Top Carrot, Carrot Score 95
    CU SoCalCDs 98 · Savings 71 · Auto 88 · Cards 81

    Credit union · 24 branches

    95Carrot Score#9 in California
  10. Top Carrot, Carrot Score 94
    Corazo Credit UnionCDs 94 · Savings 89 · Auto 86 · Cards 82

    Credit union · 4 branches

    94Carrot Score#10 in California
  11. Top Carrot, Carrot Score 94
    Corrections Federal Credit UnionSavings 89 · Auto 89 · Cards 72

    Credit union · 1 branch

    94Carrot Score#11 in California
  12. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 3 branches

    94Carrot Score#12 in California
  13. Top Carrot, Carrot Score 94
    City First BankCDs 89 · Savings 99

    Bank · 2 branches

    94Carrot Score#13 in California
  14. Top Carrot, Carrot Score 94
    Clearpath Federal Credit UnionCDs 64 · Savings 85 · Auto 89 · Cards 89

    Credit union · 1 branch

    94Carrot Score#14 in California
  15. Top Carrot, Carrot Score 94
    Vida Federal Credit UnionCDs 88 · Savings 81 · Auto 89 · Cards 89

    Credit union · 1 branch

    94Carrot Score#15 in California
  16. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionCDs 88 · Savings 95 · Auto 69 · Cards 72

    Credit union · 17 branches

    93Carrot Score#16 in California
  17. Top Carrot, Carrot Score 93
    America's Christian Credit UnionSavings 95 · Auto 88 · Cards 63

    Credit union · 1 branch

    93Carrot Score#17 in California
  18. Top Carrot, Carrot Score 93
    Desert Valleys Federal Credit UnionSavings 89 · Auto 94 · Cards 80

    Credit union · 2 branches

    93Carrot Score#17 in California
  19. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionCDs 97 · Savings 80 · Auto 87 · Cards 81

    Credit union · 1 branch

    93Carrot Score#17 in California
  20. Top Carrot, Carrot Score 93
    Travis Credit UnionCDs 88 · Savings 96 · Auto 71

    Credit union · 25 branches

    93Carrot Score#20 in California
  21. Top Carrot, Carrot Score 93
    Sun Pacific Federal Credit UnionCDs 70 · Savings 89 · Auto 91 · Cards 73

    Credit union · 1 branch

    93Carrot Score#21 in California
  22. Top Carrot, Carrot Score 92
    Santa Ana Federal Credit UnionAuto 93 · Cards 89

    Credit union · 1 branch

    92Carrot Score#22 in California
  23. Top Carrot, Carrot Score 92
    POLAM Federal Credit UnionCDs 88 · Savings 73 · Auto 83 · Cards 93

    Credit union · 2 branches

    92Carrot Score#23 in California
  24. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCDs 92 · Savings 89

    Bank · 1 branch

    92Carrot Score#24 in California
  25. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionCDs 86 · Savings 88 · Auto 89 · Cards 88

    Credit union · 10 branches

    92Carrot Score#25 in California

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 153 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.