Credit union · NCUA insured
Santa Ana Federal Credit Union
Top CarrotA $112.5M credit union headquartered in Santa Ana, CA, with 5,368 members and 1 branch in California.
Santa Ana Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#10 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Santa Ana Federal Credit Union
Santa Ana Federal Credit Union is a credit union headquartered in Santa Ana, California, that has been serving members for over 75 years.
With roots in Santa Ana, the credit union remains committed to serving those who live, work, worship, or attend school in the city.
- Headquarters
- 800 W Santa Ana Blvd, Santa Ana, CA 92701
- NCUA charter
- 24520
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who wishes to join through the Community Impact Fund at no cost is eligible for membership.
Where you live or work
- Individuals who live, work, worship, or attend school in Santa Ana are eligible for membership.
Employers and groups
- Employees of Valued Community Partners are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining SAFCU requires opening a Share Savings Account.
Branches
1 branch in California
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California
1 branch
- Santa Ana Federal Credit UnionMain office800 W Santa Ana Blvd, Santa Ana, CA 92701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.47% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.06% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio13.47%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.06%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Santa Ana Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.